:root{--tqa-navy:#0b2545;--tqa-blue:#0e3a66;--tqa-light:#f4f8ff;--tqa-muted:#62748c;--tqa-line:#d9e4f2;--tqa-card:#fff;--tqa-accent:#f59e0b;--tqa-accent-dark:#9a5a00;--tqa-green:#0d7a55;--tqa-radius:22px;--tqa-shadow:0 14px 40px rgba(11,37,69,.12);--tqa-shadow-soft:0 8px 24px rgba(11,37,69,.08);--tqa-max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--tqa-light);color:#12263f;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.65;text-rendering:optimizeLegibility}img{max-width:100%;height:auto}a{color:var(--tqa-blue);text-decoration:none}a:hover{text-decoration:underline}.screen-reader-text,.skip-link{border:0;clip:rect(1px,1px,1px,1px);clip-path:inset(50%);height:1px;margin:-1px;overflow:hidden;padding:0;position:absolute;width:1px;word-wrap:normal}.skip-link:focus{background:#fff;clip:auto!important;clip-path:none;color:#000;display:block;height:auto;left:16px;padding:12px;top:16px;width:auto;z-index:100000}.tqa-container{width:min(var(--tqa-max),calc(100% - 36px));margin-inline:auto}.tqa-site{min-height:100vh}.tqa-header{background:linear-gradient(135deg,var(--tqa-navy),var(--tqa-blue));color:#fff;position:sticky;top:0;z-index:50;box-shadow:0 10px 30px rgba(11,37,69,.18)}.admin-bar .tqa-header{top:32px}.tqa-header-inner{display:flex;align-items:center;gap:22px;min-height:78px}.tqa-brand{display:flex;align-items:center;gap:14px;min-width:260px}.custom-logo{max-height:54px;width:auto}.tqa-logo-mark{display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:#fff;color:var(--tqa-navy);font-weight:900;font-size:22px;text-decoration:none}.tqa-site-title{margin:0;font-size:20px;line-height:1.1;font-weight:900}.tqa-site-title a{color:#fff}.tqa-tagline{margin:3px 0 0;color:#bfd7f2;font-size:12px;font-weight:700}.tqa-nav{margin-left:auto}.tqa-nav ul{display:flex;align-items:center;gap:18px;list-style:none;margin:0;padding:0}.tqa-nav a{color:#eaf2ff;font-size:14px;font-weight:800}.tqa-header-cta,.tqa-button{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:var(--tqa-accent);color:#fff!important;font-weight:900;padding:12px 18px;text-decoration:none;box-shadow:0 8px 18px rgba(245,158,11,.25);line-height:1.1}.tqa-button:hover,.tqa-header-cta:hover{text-decoration:none;filter:brightness(.96)}.tqa-button-secondary{background:#e8f1fc;color:var(--tqa-navy)!important;box-shadow:none}.tqa-menu-toggle{display:none;background:transparent;border:0;padding:8px}.tqa-menu-toggle span:not(.screen-reader-text){display:block;width:24px;height:2px;background:#fff;margin:5px 0}.tqa-main{padding:34px 0 56px}.tqa-top-slot,.tqa-bottom-slot{margin:18px auto;width:min(970px,calc(100% - 36px))}.tqa-banner{display:flex;flex-direction:column;justify-content:center;align-items:center;min-height:86px;padding:18px 22px;border:2px dashed #d99b2b;border-radius:20px;background:linear-gradient(135deg,#fff3da,#ffe1a3);color:#764400;text-align:center;text-decoration:none;overflow:hidden}.tqa-banner:hover{text-decoration:none;filter:brightness(.99)}.tqa-banner img{display:block;width:100%;border-radius:14px;object-fit:cover}.tqa-banner strong{font-size:20px;font-weight:900;line-height:1.2}.tqa-banner small{font-weight:700;color:#8a5a10}.tqa-banner-kicker{text-transform:uppercase;letter-spacing:.08em;font-size:11px;font-weight:900;color:#a56300}.tqa-banner-box{min-height:250px}.tqa-in-content-banner{margin:28px 0}.tqa-hero{display:grid;grid-template-columns:1.5fr .85fr;gap:26px;align-items:stretch;margin-top:26px}.tqa-hero-copy{background:#fff;border:1px solid var(--tqa-line);border-radius:28px;padding:48px;box-shadow:var(--tqa-shadow)}.tqa-eyebrow{display:inline-block;color:var(--tqa-accent-dark);font-size:12px;font-weight:950;text-transform:uppercase;letter-spacing:.08em}.tqa-hero h1{font-size:clamp(34px,5vw,58px);line-height:1.02;margin:10px 0 16px;color:var(--tqa-navy);letter-spacing:-.04em}.tqa-hero p{font-size:19px;color:var(--tqa-muted);max-width:680px}.tqa-hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}.tqa-hero-media .tqa-banner{height:100%;min-height:330px}.tqa-topic-strip{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px;margin-bottom:34px}.tqa-topic-strip a{background:#fff;border:1px solid var(--tqa-line);border-radius:999px;padding:12px 16px;font-weight:900;box-shadow:var(--tqa-shadow-soft)}.tqa-section-heading{display:flex;align-items:end;justify-content:space-between;margin-bottom:18px}.tqa-section-heading h2,.tqa-archive-header h1{margin:4px 0 0;color:var(--tqa-navy);font-size:32px;letter-spacing:-.02em}.tqa-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:32px;align-items:start}.tqa-content-area,.tqa-single,.tqa-page{min-width:0}.tqa-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.tqa-card-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.tqa-card{background:#fff;border:1px solid var(--tqa-line);border-radius:22px;overflow:hidden;box-shadow:var(--tqa-shadow-soft)}.tqa-card-thumb{display:block;background:#dceafa;aspect-ratio:1.55/1;overflow:hidden}.tqa-card-thumb img{display:block;width:100%;height:100%;object-fit:cover}.tqa-card-body{padding:18px}.tqa-card-cat{font-size:12px;text-transform:uppercase;letter-spacing:.06em;font-weight:950;color:var(--tqa-accent-dark);margin-bottom:8px}.tqa-card-cat a{color:var(--tqa-accent-dark)}.tqa-card-title{font-size:20px;line-height:1.22;margin:0 0 8px}.tqa-card-title a{color:var(--tqa-navy)}.tqa-card p{color:var(--tqa-muted);margin:0 0 12px}.tqa-read-more{font-weight:900}.tqa-sidebar{display:grid;gap:20px}.tqa-widget-card,.widget{background:#fff;border:1px solid var(--tqa-line);border-radius:22px;padding:22px;box-shadow:var(--tqa-shadow-soft)}.tqa-widget-card h2,.widget-title{font-size:18px;margin:0 0 14px;color:var(--tqa-navy)}.tqa-pill-list,.tqa-latest-list,.tqa-footer ul{list-style:none;margin:0;padding:0}.tqa-pill-list{display:flex;flex-wrap:wrap;gap:10px}.tqa-pill-list a{display:block;background:#e8f1fc;border-radius:999px;padding:8px 12px;font-weight:900;color:#244966}.tqa-latest-list li+li{border-top:1px solid var(--tqa-line);margin-top:10px;padding-top:10px}.tqa-archive-header{background:#fff;border:1px solid var(--tqa-line);border-radius:24px;padding:28px;margin-bottom:22px}.tqa-breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;align-items:center;color:var(--tqa-muted);font-size:13px;font-weight:800;margin-bottom:16px}.tqa-single,.tqa-page{background:#fff;border:1px solid var(--tqa-line);border-radius:28px;padding:38px;box-shadow:var(--tqa-shadow-soft)}.tqa-single-header h1{font-size:clamp(34px,5vw,52px);line-height:1.06;margin:8px 0 12px;letter-spacing:-.04em;color:var(--tqa-navy)}.tqa-post-meta{display:flex;gap:8px;flex-wrap:wrap;color:var(--tqa-muted);font-size:14px;font-weight:700}.tqa-dek{font-size:20px;color:var(--tqa-muted);margin-top:18px}.tqa-featured-image{margin:28px 0;border-radius:24px;overflow:hidden;background:#e8f1fc}.tqa-featured-image img{display:block;width:100%}.tqa-disclosure{background:#f7fbff;border:1px solid #cfe0f3;border-left:5px solid var(--tqa-blue);border-radius:16px;padding:14px 16px;color:#34465c;font-size:14px;margin:20px 0}.tqa-cta-box{display:flex;align-items:center;justify-content:space-between;gap:20px;background:linear-gradient(135deg,var(--tqa-navy),var(--tqa-blue));border-radius:22px;padding:24px;margin:24px 0;color:#fff}.tqa-cta-box strong{display:block;font-size:22px}.tqa-cta-box p{margin:.35rem 0 0;color:#dbeafe}.tqa-entry-content{font-size:18px;color:#20344d}.tqa-entry-content h2{font-size:30px;line-height:1.15;margin-top:38px;color:var(--tqa-navy)}.tqa-entry-content h3{font-size:24px;line-height:1.2;margin-top:30px;color:var(--tqa-navy)}.tqa-entry-content p{margin:1.1em 0}.tqa-entry-content ul,.tqa-entry-content ol{padding-left:1.25em}.tqa-entry-content blockquote{border-left:5px solid var(--tqa-accent);margin:28px 0;padding:10px 20px;background:#fff8ea;border-radius:12px;color:#3d2a10}.tqa-entry-content table{width:100%;border-collapse:collapse;margin:24px 0;font-size:16px}.tqa-entry-content th,.tqa-entry-content td{border:1px solid var(--tqa-line);padding:12px;text-align:left}.tqa-entry-content th{background:#e8f1fc;color:var(--tqa-navy)}.tqa-tags{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.tqa-tags a{background:#e8f1fc;border-radius:999px;padding:8px 12px;font-size:13px;font-weight:900}.tqa-author-box{display:flex;gap:18px;align-items:flex-start;background:#f8fbff;border:1px solid var(--tqa-line);border-radius:22px;padding:22px;margin-top:32px}.tqa-author-avatar img{border-radius:50%}.tqa-author-box h2{font-size:18px;margin:0 0 6px;color:var(--tqa-navy)}.tqa-author-box p{margin:6px 0 0;color:var(--tqa-muted)}.tqa-related{margin-top:34px}.tqa-related h2{color:var(--tqa-navy)}.tqa-pagination{margin-top:28px}.tqa-pagination .nav-links{display:flex;gap:8px;flex-wrap:wrap}.tqa-pagination a,.tqa-pagination span{background:#fff;border:1px solid var(--tqa-line);border-radius:12px;padding:8px 12px;font-weight:900}.tqa-search-form{display:flex;gap:8px;max-width:620px}.tqa-search-form input{flex:1;border:1px solid var(--tqa-line);border-radius:999px;padding:12px 16px;font-size:16px}.tqa-search-form button{border:0;border-radius:999px;background:var(--tqa-navy);color:#fff;font-weight:900;padding:12px 18px}.tqa-not-found{background:#fff;border:1px solid var(--tqa-line);border-radius:28px;padding:48px;box-shadow:var(--tqa-shadow);text-align:center}.tqa-footer{background:#071d35;color:#dbeafe;margin-top:34px;padding:44px 0 22px}.tqa-footer-grid{display:grid;grid-template-columns:1.5fr .7fr .8fr;gap:30px}.tqa-footer a{color:#fff}.tqa-footer-title{display:block;font-size:22px;color:#fff}.tqa-footer h2{font-size:16px;color:#fff}.tqa-footer-note{font-size:13px;color:#aac5e5}.tqa-copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:18px;color:#aac5e5;font-size:13px}.tqa-mobile-sticky{display:none}.tqa-comments{margin-top:34px;border-top:1px solid var(--tqa-line);padding-top:24px}.comment-list{padding-left:1.25em}@media (max-width:980px){.admin-bar .tqa-header{top:0}.tqa-header-inner{flex-wrap:wrap;padding:14px 0}.tqa-menu-toggle{display:block;margin-left:auto}.tqa-nav{display:none;width:100%;order:10;margin-left:0}.tqa-nav.is-open{display:block}.tqa-nav ul{display:grid;gap:8px;background:rgba(255,255,255,.08);padding:14px;border-radius:18px}.tqa-header-cta{display:none}.tqa-hero,.tqa-layout,.tqa-footer-grid{grid-template-columns:1fr}.tqa-hero-copy{padding:34px}.tqa-card-grid,.tqa-card-grid-3{grid-template-columns:1fr}.tqa-sidebar{order:2}.tqa-single,.tqa-page{padding:26px}.tqa-cta-box{display:block}.tqa-cta-box .tqa-button{margin-top:16px}.tqa-mobile-sticky{position:fixed;left:12px;right:12px;bottom:12px;z-index:80;display:flex;gap:8px;background:var(--tqa-navy);border-radius:999px;padding:8px;box-shadow:0 15px 40px rgba(0,0,0,.22)}.tqa-mobile-sticky a{flex:1;display:flex;align-items:center;justify-content:center;background:var(--tqa-accent);color:#fff;border-radius:999px;padding:12px;font-weight:950;text-decoration:none}.tqa-mobile-sticky button{width:42px;border:0;border-radius:50%;background:#173a5f;color:#fff;font-size:22px}}@media (max-width:560px){.tqa-container{width:min(100% - 24px,var(--tqa-max))}.tqa-hero h1,.tqa-single-header h1{font-size:34px}.tqa-hero-copy{padding:26px}.tqa-section-heading{display:block}.tqa-search-form{display:block}.tqa-search-form button{width:100%;margin-top:8px}.tqa-topic-strip a{width:100%;text-align:center}.tqa-top-slot,.tqa-bottom-slot{width:calc(100% - 24px)}}

/* Banner image upload support - v1.1.0 */
.tqa-banner{aspect-ratio:var(--tqa-banner-aspect-ratio, auto)}
.tqa-banner.has-image{padding:0;border:1px solid var(--tqa-line);background:#fff;min-height:auto;box-shadow:var(--tqa-shadow-soft)}
.tqa-banner.has-image img{display:block;width:100%;height:100%;aspect-ratio:var(--tqa-banner-aspect-ratio, auto);object-fit:contain;border-radius:18px;background:#fff}
.tqa-banner.has-placeholder{position:relative}
.tqa-banner-size{display:inline-flex;align-items:center;justify-content:center;margin-top:8px;padding:5px 10px;border-radius:999px;background:rgba(255,255,255,.55);color:#7a4500;font-size:12px;font-weight:900;line-height:1}
.tqa-banner-top,.tqa-banner-bottom{max-width:970px;min-height:90px}
.tqa-banner-hero{min-height:280px}
.tqa-banner-in_feed{max-width:728px;min-height:90px;margin-left:auto;margin-right:auto}
.tqa-banner-sidebar,.tqa-banner-box{min-height:250px}
.tqa-banner-sidebar.has-image,.tqa-banner-box.has-image{max-width:300px;margin-left:auto;margin-right:auto}
.tqa-hero-media .tqa-banner.has-image{min-height:auto;height:auto;align-self:start}
@media (max-width:980px){.tqa-banner.has-image img{height:auto}.tqa-banner-top,.tqa-banner-bottom,.tqa-banner-in_feed{max-width:100%}.tqa-banner-sidebar.has-image,.tqa-banner-box.has-image{max-width:100%}}


/* Advanced Settings Upgrade - v1.1.4 */
.tqa-banner-widget-wrap{width:100%;margin:18px auto}
.tqa-banner-widget-wrap .widget{padding:0;border:0;background:transparent;box-shadow:none}
.tqa-banner-widget-top,.tqa-banner-widget-bottom{max-width:970px}
.tqa-banner-widget-in_feed{max-width:728px;margin:28px auto}
.tqa-banner-widget-sidebar{max-width:300px}
.tqa-toc{background:#f7fbff;border:1px solid var(--tqa-line);border-radius:20px;padding:18px 20px;margin:24px 0}
.tqa-toc strong{display:block;color:var(--tqa-navy);font-size:18px;margin-bottom:8px}
.tqa-toc ol{margin:0;padding-left:1.25rem}
.tqa-toc li{margin:6px 0;color:#34465c;font-weight:700}
.tqa-toc-level-3{margin-left:1rem;font-size:.95em}
.tqa-editorial-box{background:#f8fbff;border:1px solid var(--tqa-line);border-left:5px solid var(--tqa-blue);border-radius:18px;padding:18px 20px;margin:24px 0}
.tqa-editorial-box strong{display:block;color:var(--tqa-navy);font-size:18px;margin-bottom:8px}
.tqa-key-takeaways{border-left-color:var(--tqa-accent);background:#fffaf0}
.tqa-methodology{border-left-color:var(--tqa-green)}
.tqa-notice-box{border-left-color:#64748b}
.tqa-editorial-box p:first-child{margin-top:0}
.tqa-editorial-box p:last-child{margin-bottom:0}
.tqa-banner.has-image img{object-fit:contain}
.tqa-banner.has-placeholder .tqa-banner-size{font-family:ui-monospace,SFMono-Regular,Menlo,monospace}


/* Typography Optimization - v1.1.5
   Goal: U.S. finance/editorial readability, less cartoon-heavy, faster system font stack. */
:root{
	--tqa-font-body:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
	--tqa-font-heading:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
	--tqa-font-mono:ui-monospace,SFMono-Regular,Menlo,Consolas,"Liberation Mono",monospace;
	--tqa-base-font-size:17px;
	--tqa-body-line-height:1.7;
	--tqa-h1-max:56px;
	--tqa-article-h1-max:44px;
	--tqa-heading-weight:750;
	--tqa-body-weight:400;
	--tqa-content-width:760px;
	--tqa-kicker-transform:uppercase;
	--tqa-kicker-spacing:.14em;
}

html{font-size:100%;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}
body{
	font-family:var(--tqa-font-body);
	font-size:var(--tqa-base-font-size);
	font-weight:var(--tqa-body-weight);
	line-height:var(--tqa-body-line-height);
	letter-spacing:0;
	color:#172033;
}
button,input,select,textarea{font-family:var(--tqa-font-body)}
h1,h2,h3,h4,h5,h6,.tqa-site-title,.tqa-button,.tqa-header-cta,.tqa-card-title{
	font-family:var(--tqa-font-heading);
	color:var(--tqa-navy);
	letter-spacing:-.025em;
}
h1,h2,h3{font-weight:var(--tqa-heading-weight);line-height:1.08}
h4,h5,h6{font-weight:700;line-height:1.18}
.tqa-hero h1{
	font-size:clamp(2.35rem,5.2vw,var(--tqa-h1-max));
	font-weight:var(--tqa-heading-weight);
	line-height:1.06;
	letter-spacing:-.045em;
	max-width:780px;
}
.tqa-single-header h1{
	font-size:clamp(2rem,4vw,var(--tqa-article-h1-max));
	font-weight:var(--tqa-heading-weight);
	line-height:1.08;
	letter-spacing:-.035em;
}
.tqa-section-heading h2,
.tqa-related h2,
.tqa-widget-card h2,
.widget-title{
	font-size:clamp(1.35rem,2.4vw,2rem);
	line-height:1.16;
	letter-spacing:-.03em;
}
.tqa-entry-content{
	max-width:var(--tqa-content-width);
	font-size:1.02rem;
	line-height:1.76;
}
.tqa-entry-content p,
.tqa-entry-content li{
	color:#26364d;
}
.tqa-entry-content h2{
	font-size:clamp(1.55rem,2.5vw,2.15rem);
	margin-top:2.2em;
	margin-bottom:.65em;
}
.tqa-entry-content h3{
	font-size:clamp(1.25rem,2vw,1.55rem);
	margin-top:1.75em;
	margin-bottom:.55em;
}
.tqa-entry-content a{text-underline-offset:3px;text-decoration-thickness:1px}
.tqa-dek,.tqa-hero p{
	font-size:clamp(1.03rem,1.35vw,1.2rem);
	line-height:1.7;
	color:#52637a;
	letter-spacing:0;
}
.tqa-eyebrow,.tqa-card-cat,.tqa-banner-kicker{
	text-transform:var(--tqa-kicker-transform);
	letter-spacing:var(--tqa-kicker-spacing);
	font-weight:750;
	font-size:.76rem;
}
.tqa-button,.tqa-header-cta{
	font-weight:750;
	letter-spacing:.005em;
}
.tqa-nav a{
	font-weight:650;
	letter-spacing:0;
}
.tqa-card-title,
.tqa-card h2,
.tqa-card h3{
	font-weight:730;
	letter-spacing:-.025em;
	line-height:1.18;
}
.tqa-post-meta,.tqa-small,.small,.tiny{
	letter-spacing:0;
}
.tqa-banner strong{
	letter-spacing:-.02em;
}
.tqa-banner-size{
	font-family:var(--tqa-font-mono);
	letter-spacing:0;
}

@media (max-width: 760px){
	body{font-size:max(16px, var(--tqa-base-font-size))}
	.tqa-hero h1{font-size:clamp(2rem,10vw,3rem);letter-spacing:-.04em}
	.tqa-single-header h1{font-size:clamp(1.9rem,8vw,2.65rem)}
	.tqa-entry-content{font-size:1rem;line-height:1.72}
}


/* Pro Theme Upgrade - v1.2.0 */
.tqa-reading-progress{position:fixed;top:0;left:0;width:100%;height:4px;background:rgba(11,37,69,.08);z-index:99999}
.tqa-reading-progress span{display:block;height:100%;width:0;background:var(--tqa-accent);transition:width .08s linear}
.tqa-pro-review-bar{display:flex;flex-wrap:wrap;gap:10px 16px;align-items:center;margin-top:14px;padding:12px 14px;border:1px solid var(--tqa-line);background:#f8fbff;border-radius:16px;color:#40536b;font-size:.92rem}
.tqa-pro-review-bar strong{color:var(--tqa-navy)}
.tqa-pro-review-bar a{font-weight:750}
.tqa-pro-share{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:14px}
.tqa-pro-share span{font-weight:750;color:var(--tqa-navy)}
.tqa-pro-share a,.tqa-pro-share button{border:1px solid var(--tqa-line);background:#fff;border-radius:999px;padding:8px 12px;font-weight:700;color:var(--tqa-blue);cursor:pointer;font-size:.9rem}
.tqa-pro-share button:hover,.tqa-pro-share a:hover{border-color:var(--tqa-accent);text-decoration:none}
.tqa-pro-box{border-radius:22px;border:1px solid var(--tqa-line);box-shadow:var(--tqa-shadow-soft);background:#fff;padding:22px;margin:24px 0}
.tqa-quick-answer{background:linear-gradient(180deg,#fff,#f8fbff)}
.tqa-pro-takeaways{background:#fffaf0;border-color:#f6d899}
.tqa-pro-takeaways ul{margin:12px 0 0;padding-left:1.2rem}
.tqa-pro-takeaways li{margin:8px 0}
.tqa-pro-cta{border:1px solid rgba(245,158,11,.32);background:linear-gradient(135deg,#fffaf0,#fff)}
.tqa-pro-toc a{color:var(--tqa-blue);font-weight:750}
.tqa-pro-toc.is-sticky{position:sticky;top:90px;z-index:2}
.tqa-faq-item{border:1px solid var(--tqa-line);border-radius:18px;background:#fff;margin:12px 0;overflow:hidden}
.tqa-faq-item summary{cursor:pointer;font-weight:800;color:var(--tqa-navy);padding:16px 18px}
.tqa-faq-item div{padding:0 18px 18px;color:#26364d}
.tqa-pros-cons{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:24px 0}
.tqa-pros-cons>div{border:1px solid var(--tqa-line);background:#fff;border-radius:20px;padding:20px;box-shadow:var(--tqa-shadow-soft)}
.tqa-pros-cons strong{display:block;font-size:1.05rem;color:var(--tqa-navy);margin-bottom:8px}
.tqa-pros-cons ul{margin:0;padding-left:1.1rem}
.tqa-pros-cons li{margin:8px 0}
.tqa-compare-wrap{overflow-x:auto;border:1px solid var(--tqa-line);border-radius:18px;background:#fff;box-shadow:var(--tqa-shadow-soft);margin:24px 0}
.tqa-compare-wrap table{width:100%;border-collapse:collapse;min-width:620px}
.tqa-compare-wrap th,.tqa-compare-wrap td{padding:14px 16px;border-bottom:1px solid var(--tqa-line);text-align:left}
.tqa-compare-wrap th{background:#f4f8ff;color:var(--tqa-navy);font-weight:800}
.tqa-pro-landing-hero{margin-top:26px}
.tqa-pro-landing-content,.tqa-full-width-page .tqa-entry-content,.tqa-hub-intro{max-width:900px;margin-inline:auto}
.tqa-hub-header{max-width:900px}
.tqa-card .tqa-card-cat a{font-weight:750}
@media (max-width: 760px){
  .tqa-pros-cons{grid-template-columns:1fr}
  .tqa-pro-review-bar,.tqa-pro-share{font-size:.88rem}
}


/* Mobile SEO + Core Web Vitals Upgrade - v1.2.2 */
*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:hidden}
body{overflow-x:hidden}
img,svg,video,iframe{max-width:100%;height:auto}
a,button,input,select,textarea{touch-action:manipulation}
.tqa-reading-progress{position:fixed;top:0;left:0;right:0;height:3px;z-index:9999;background:transparent;pointer-events:none}
.tqa-reading-progress::before{content:"";display:block;width:var(--tqa-progress,0%);height:100%;background:var(--tqa-accent);transition:width .08s linear}
.admin-bar .tqa-reading-progress{top:32px}
.tqa-no-reading-progress .tqa-reading-progress{display:none}
.tqa-featured-image img{aspect-ratio:16/9;object-fit:cover;width:100%;border-radius:24px}
.tqa-card img,.tqa-card-thumb img{aspect-ratio:16/10;object-fit:cover;width:100%}
.tqa-banner{contain:layout paint;content-visibility:auto;contain-intrinsic-size:728px 90px}
.tqa-banner.has-image{background:#fff}
.tqa-banner.has-image img{display:block;width:100%;max-height:100%;object-fit:contain}
.tqa-banner-top,.tqa-banner-bottom{max-width:min(970px,calc(100vw - 32px));min-height:70px}
.tqa-banner-in_feed{max-width:min(728px,100%);min-height:76px}
.tqa-banner-sidebar,.tqa-banner-hero{min-height:220px}
.tqa-toc-toggle{width:100%;display:flex;align-items:center;justify-content:space-between;border:0;background:transparent;color:var(--tqa-navy);font:inherit;font-weight:800;padding:0;cursor:pointer;text-align:left}
.tqa-toc a{color:#26364d;text-decoration:none}
.tqa-toc a:hover{text-decoration:underline;text-underline-offset:3px}
.tqa-entry-content h2,.tqa-entry-content h3{scroll-margin-top:96px}
.tqa-entry-content table{display:block;overflow-x:auto;width:100%;max-width:100%;border-collapse:collapse;-webkit-overflow-scrolling:touch}
.tqa-entry-content pre{overflow-x:auto;max-width:100%;-webkit-overflow-scrolling:touch}
.tqa-entry-content :where(p,li){overflow-wrap:anywhere}
.tqa-sharebar{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.tqa-sharebar a{display:inline-flex;align-items:center;min-height:44px;border-radius:999px;padding:10px 14px;background:#eef5ff;color:var(--tqa-navy);font-weight:750;text-decoration:none}

@media (max-width: 1024px){
	.tqa-container{width:min(100% - 32px,1120px)}
	.tqa-layout{grid-template-columns:1fr;gap:28px}
	.tqa-sidebar{position:static;width:100%}
	.tqa-sidebar .tqa-banner{max-width:360px;margin-inline:auto}
	.tqa-hero{grid-template-columns:1fr;gap:24px}
	.tqa-hero-media{max-width:420px;margin-inline:auto;width:100%}
	.tqa-card-grid,.tqa-card-grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}
}

@media (max-width: 782px){
	.admin-bar .tqa-reading-progress{top:46px}
}

@media (max-width: 760px){
	:root{--tqa-mobile-gutter:16px}
	body{padding-bottom:calc(74px + env(safe-area-inset-bottom,0px))}
	.tqa-container{width:calc(100% - (var(--tqa-mobile-gutter) * 2))}
	.tqa-header{position:sticky;top:0;z-index:998;background:#fff;border-bottom:1px solid var(--tqa-line);box-shadow:0 8px 20px rgba(11,37,69,.06)}
	.admin-bar .tqa-header{top:46px}
	.tqa-header-inner{min-height:62px;gap:10px}
	.tqa-brand{min-width:0}
	.tqa-site-title{font-size:1rem;white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:46vw}
	.tqa-tagline{display:none}
	.tqa-logo-mark{width:38px;height:38px;flex:0 0 38px}
	.tqa-header-cta{display:none}
	.tqa-menu-toggle{display:inline-flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:14px;border:1px solid var(--tqa-line);background:#fff;margin-left:auto}
	.tqa-menu-toggle span:not(.screen-reader-text){display:block;width:20px;height:2px;background:var(--tqa-navy);margin:3px 0;border-radius:2px}
	.tqa-nav{position:fixed;left:16px;right:16px;top:74px;z-index:999;background:#fff;border:1px solid var(--tqa-line);border-radius:22px;box-shadow:0 18px 50px rgba(11,37,69,.18);padding:14px;display:none;max-height:calc(100vh - 110px);overflow:auto}
	.admin-bar .tqa-nav{top:118px}
	.tqa-nav.is-open{display:block}
	.tqa-nav ul{display:flex;flex-direction:column;gap:4px;margin:0;padding:0}
	.tqa-nav li{width:100%}
	.tqa-nav a{display:flex;min-height:44px;align-items:center;padding:10px 12px;border-radius:12px}
	.tqa-nav a:hover{background:#f4f8ff;text-decoration:none}
	body.tqa-menu-open{overflow:hidden}
	.tqa-hide-mobile-top-banner .tqa-top-slot{display:none}
	.tqa-hero{padding:34px 0 16px}
	.tqa-hero h1{font-size:clamp(2rem,10vw,3.15rem);line-height:1.06;letter-spacing:-.04em}
	.tqa-hero p{font-size:1rem;line-height:1.65}
	.tqa-hero-actions{display:grid;grid-template-columns:1fr;gap:10px}
	.tqa-button,.tqa-button-secondary{width:100%;justify-content:center;min-height:48px}
	.tqa-topic-strip{display:flex;overflow-x:auto;gap:10px;padding-bottom:8px;scroll-snap-type:x proximity;-webkit-overflow-scrolling:touch}
	.tqa-topic-strip a{flex:0 0 auto;scroll-snap-align:start;min-height:44px}
	.tqa-section-heading{align-items:flex-start;gap:12px}
	.tqa-card-grid,.tqa-card-grid-3{grid-template-columns:1fr;gap:18px}
	.tqa-card{border-radius:20px}
	.tqa-single-header h1{font-size:clamp(1.85rem,8vw,2.75rem);line-height:1.08}
	.tqa-dek{font-size:1rem}
	.tqa-post-meta{gap:8px;font-size:.9rem;line-height:1.5}
	.tqa-disclosure,.tqa-cta-box,.tqa-toc,.tqa-editorial-box,.tqa-author-box,.tqa-widget-card{border-radius:18px;padding:16px}
	.tqa-cta-box{display:grid;grid-template-columns:1fr;gap:14px}
	.tqa-entry-content{font-size:1rem;line-height:1.72;max-width:100%}
	.tqa-entry-content h2{font-size:1.55rem;margin-top:2rem}
	.tqa-entry-content h3{font-size:1.28rem}
	.tqa-entry-content ul,.tqa-entry-content ol{padding-left:1.2rem}
	.tqa-entry-content blockquote{margin-inline:0;padding:16px;border-left:4px solid var(--tqa-accent)}
	.tqa-banner{width:100%;border-radius:18px}
	.tqa-banner strong{font-size:1rem}
	.tqa-banner small,.tqa-banner-size{font-size:.78rem}
	.tqa-banner-top,.tqa-banner-bottom,.tqa-banner-in_feed{min-height:72px}
	.tqa-banner-hero,.tqa-banner-sidebar{min-height:210px;max-width:360px;margin-inline:auto}
	.tqa-mobile-sticky{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px));z-index:999;background:var(--tqa-navy);border-radius:18px;box-shadow:0 14px 40px rgba(11,37,69,.24);padding:10px 46px 10px 12px;display:flex;align-items:center;justify-content:center}
	.tqa-mobile-sticky a{display:flex;width:100%;min-height:46px;align-items:center;justify-content:center;background:var(--tqa-accent);color:#fff;border-radius:14px;font-weight:800;text-decoration:none}
	.tqa-mobile-sticky button{position:absolute;right:10px;top:50%;transform:translateY(-50%);width:34px;height:34px;border-radius:999px;border:0;background:rgba(255,255,255,.12);color:#fff;font-size:22px;line-height:1}
	.tqa-mobile-sticky.is-hidden,.tqa-no-mobile-sticky .tqa-mobile-sticky{display:none}
	.tqa-footer-grid{grid-template-columns:1fr;gap:22px}
}

@media (max-width: 420px){
	.tqa-container{width:calc(100% - 24px)}
	.tqa-hero h1{font-size:2.1rem}
	.tqa-single-header h1{font-size:2rem}
	.tqa-site-title{max-width:52vw}
}

@media (prefers-reduced-motion: reduce){
	html{scroll-behavior:auto}
	*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}


/* Editorial Pro Redesign - v1.3.0
   Purpose: make the theme feel like a professional U.S. insurance blog/publication, not a landing page. */
:root{
	--tqa-editorial-bg:#f6f7f9;
	--tqa-editorial-surface:#ffffff;
	--tqa-editorial-ink:#172033;
	--tqa-editorial-muted:#5c6675;
	--tqa-editorial-border:#dfe5ee;
	--tqa-editorial-blue:#174a7c;
	--tqa-editorial-accent:#b56a00;
	--tqa-navy:#10233f;
	--tqa-blue:#174a7c;
	--tqa-accent:#b56a00;
	--tqa-light:#f6f7f9;
	--tqa-font-body:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
	--tqa-font-heading:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
	--tqa-base-font-size:16px;
	--tqa-body-line-height:1.68;
	--tqa-h1-max:42px;
	--tqa-article-h1-max:40px;
	--tqa-heading-weight:680;
	--tqa-body-weight:400;
	--tqa-content-width:740px;
}
body{
	background:var(--tqa-editorial-bg);
	color:var(--tqa-editorial-ink);
	font-family:var(--tqa-font-body);
	font-size:var(--tqa-base-font-size);
	line-height:var(--tqa-body-line-height);
	font-weight:400;
	letter-spacing:0;
}
a{color:var(--tqa-editorial-blue)}
h1,h2,h3,h4,h5,h6,.tqa-site-title,.tqa-card-title{
	font-family:var(--tqa-font-heading);
	font-weight:var(--tqa-heading-weight);
	letter-spacing:-.018em;
	color:var(--tqa-editorial-ink);
}
.tqa-header{
	background:#fff;
	border-bottom:1px solid var(--tqa-editorial-border);
	box-shadow:none;
}
.tqa-header-inner{min-height:72px}
.tqa-logo-mark{
	background:#173a63;
	box-shadow:none;
	border-radius:10px;
}
.tqa-site-title{font-size:1.15rem;font-weight:720;letter-spacing:-.015em}
.tqa-tagline{font-size:.78rem;color:#6b7280;letter-spacing:0}
.tqa-nav a{
	color:#2a3444;
	font-size:.94rem;
	font-weight:620;
	letter-spacing:0;
}
.tqa-header-cta{
	background:#fff;
	border:1px solid #cbd5e1;
	color:#173a63;
	box-shadow:none;
	border-radius:999px;
	min-height:40px;
	font-size:.9rem;
}
.tqa-header-cta:hover{background:#f8fafc;text-decoration:none}
.tqa-button{
	background:#173a63;
	border:1px solid #173a63;
	box-shadow:none;
	border-radius:999px;
	font-weight:680;
	letter-spacing:0;
}
.tqa-button-secondary{
	background:#fff;
	color:#173a63;
	border:1px solid #cbd5e1;
}
.tqa-main{padding-top:0}
.tqa-top-slot,.tqa-bottom-slot{
	border-radius:0;
	border-left:0;
	border-right:0;
	max-width:100%;
	background:#fff8e8;
	box-shadow:none;
}
.tqa-editorial-main{background:var(--tqa-editorial-bg)}
.tqa-editorial-masthead{
	padding:34px 0 18px;
	border-bottom:1px solid var(--tqa-editorial-border);
}
.tqa-editorial-kicker,.tqa-editorial-label,.tqa-eyebrow,.tqa-card-cat{
	display:block;
	color:#8a5200;
	font-size:.72rem;
	font-weight:760;
	text-transform:uppercase;
	letter-spacing:.12em;
	margin-bottom:8px;
}
.tqa-editorial-masthead-grid{
	display:grid;
	grid-template-columns:minmax(0,1.1fr) minmax(280px,.75fr);
	gap:42px;
	align-items:end;
}
.tqa-editorial-masthead h1{
	font-size:clamp(2rem,4vw,3rem);
	line-height:1.08;
	max-width:760px;
	margin:0;
	font-weight:680;
	letter-spacing:-.032em;
}
.tqa-editorial-masthead p{
	margin:0;
	color:#596579;
	font-size:1.03rem;
	line-height:1.7;
	max-width:520px;
}
.tqa-editorial-topic-nav{
	display:flex;
	gap:0;
	overflow-x:auto;
	padding:0;
	margin-top:0;
	border-bottom:1px solid var(--tqa-editorial-border);
	background:#fff;
}
.tqa-editorial-topic-nav a{
	flex:0 0 auto;
	padding:14px 18px;
	min-height:48px;
	border-right:1px solid var(--tqa-editorial-border);
	color:#26364d;
	font-size:.92rem;
	font-weight:650;
	text-decoration:none;
}
.tqa-editorial-topic-nav a:hover{background:#f8fafc}
.tqa-editorial-lead-grid{
	display:grid;
	grid-template-columns:minmax(0,1.65fr) minmax(300px,.75fr);
	gap:28px;
	padding-top:28px;
}
.tqa-feature-story{
	display:grid;
	grid-template-columns:minmax(280px,.95fr) minmax(0,1fr);
	gap:24px;
	background:#fff;
	border:1px solid var(--tqa-editorial-border);
	border-radius:0;
	box-shadow:none;
	padding:18px;
}
.tqa-feature-story-image{
	display:block;
	background:#e9eef5;
	overflow:hidden;
	aspect-ratio:16/10;
}
.tqa-feature-story-image img{
	width:100%;
	height:100%;
	object-fit:cover;
	display:block;
	border-radius:0;
}
.tqa-feature-story-body{
	display:flex;
	flex-direction:column;
	justify-content:center;
	padding:8px 4px;
}
.tqa-feature-story h2{
	font-size:clamp(1.7rem,3vw,2.45rem);
	line-height:1.1;
	margin:0 0 12px;
	font-weight:700;
	letter-spacing:-.025em;
}
.tqa-feature-story h2 a{color:var(--tqa-editorial-ink);text-decoration:none}
.tqa-feature-story h2 a:hover{text-decoration:underline;text-underline-offset:4px}
.tqa-feature-story p{
	color:#4c5a6e;
	font-size:1rem;
	line-height:1.65;
	margin:0 0 16px;
}
.tqa-feature-meta,.tqa-card-footer{
	display:flex;
	flex-wrap:wrap;
	align-items:center;
	gap:8px;
	color:#6b7280;
	font-size:.875rem;
}
.tqa-editorial-rail{
	display:flex;
	flex-direction:column;
	gap:18px;
}
.tqa-editorial-rail-card,.tqa-editorial-trust-card{
	background:#fff;
	border:1px solid var(--tqa-editorial-border);
	border-radius:0;
	box-shadow:none;
	padding:18px;
}
.tqa-editorial-rail-card h2,.tqa-editorial-trust-card h2{
	font-size:1.05rem;
	margin:0 0 14px;
	line-height:1.25;
}
.tqa-editorial-rail-list{
	list-style:none;
	margin:0;
	padding:0;
	display:grid;
	gap:0;
}
.tqa-editorial-rail-list li{
	padding:13px 0;
	border-top:1px solid var(--tqa-editorial-border);
}
.tqa-editorial-rail-list li:first-child{border-top:0;padding-top:0}
.tqa-editorial-rail-list a{
	display:block;
	color:#172033;
	text-decoration:none;
	font-weight:650;
	line-height:1.35;
}
.tqa-editorial-rail-list a:hover{text-decoration:underline;text-underline-offset:3px}
.tqa-editorial-rail-list span{
	display:block;
	margin-top:6px;
	color:#718096;
	font-size:.82rem;
}
.tqa-editorial-trust-card{
	background:#10233f;
	color:#e8eef7;
}
.tqa-editorial-trust-card h2{color:#fff}
.tqa-editorial-trust-card p{
	color:#cbd6e5;
	font-size:.95rem;
	line-height:1.62;
}
.tqa-small-cta{
	display:inline-flex;
	align-items:center;
	min-height:40px;
	padding:8px 13px;
	border-radius:999px;
	background:#fff;
	color:#10233f;
	font-weight:700;
	text-decoration:none;
}
.tqa-editorial-ad-row{padding-top:22px}
.tqa-editorial-section{
	padding-top:30px;
	padding-bottom:52px;
}
.tqa-editorial-section-header{
	display:flex;
	align-items:flex-end;
	justify-content:space-between;
	gap:18px;
	padding-bottom:14px;
	border-bottom:1px solid var(--tqa-editorial-border);
	margin-bottom:20px;
}
.tqa-editorial-section-header h2{
	font-size:clamp(1.55rem,2.5vw,2rem);
	margin:0;
}
.tqa-editorial-section-header a{
	font-weight:650;
	font-size:.93rem;
}
.tqa-editorial-card-grid{
	display:grid;
	grid-template-columns:repeat(3,minmax(0,1fr));
	gap:20px;
}
.tqa-card,.tqa-editorial-card{
	background:#fff;
	border:1px solid var(--tqa-editorial-border);
	box-shadow:none;
	border-radius:0;
	overflow:hidden;
}
.tqa-card:hover{
	transform:none;
	box-shadow:none;
	border-color:#cbd5e1;
}
.tqa-card-thumb{
	display:block;
	aspect-ratio:16/10;
	background:#e9eef5;
	overflow:hidden;
}
.tqa-card-thumb img{
	width:100%;
	height:100%;
	object-fit:cover;
	border-radius:0;
	display:block;
}
.tqa-card-body{
	padding:16px;
}
.tqa-card-title{
	font-size:1.12rem;
	line-height:1.25;
	margin:7px 0 9px;
	font-weight:690;
	letter-spacing:-.018em;
}
.tqa-card-title a{color:#172033;text-decoration:none}
.tqa-card-title a:hover{text-decoration:underline;text-underline-offset:3px}
.tqa-card-body p{
	color:#566273;
	font-size:.94rem;
	line-height:1.58;
	margin:0 0 13px;
}
.tqa-card-footer{
	border-top:1px solid #edf1f6;
	padding-top:11px;
}
.tqa-read-more{
	font-weight:650;
	text-decoration:none;
}
.tqa-sidebar .tqa-banner,.tqa-widget-card,.widget{
	border-radius:0;
	box-shadow:none;
	border:1px solid var(--tqa-editorial-border);
}
.tqa-widget-card h2,.widget-title{
	font-size:1rem;
	letter-spacing:-.01em;
}
.tqa-single,.tqa-content-area{
	background:transparent;
}
.tqa-single-header{
	border-bottom:1px solid var(--tqa-editorial-border);
	padding-bottom:22px;
	margin-bottom:22px;
}
.tqa-single-header h1{
	font-size:clamp(2rem,4vw,2.85rem);
	font-weight:700;
	line-height:1.1;
	letter-spacing:-.028em;
	max-width:820px;
}
.tqa-dek{
	color:#4f5e73;
	font-size:1.08rem;
	line-height:1.7;
}
.tqa-post-meta,.tqa-feature-meta{
	color:#687589;
}
.tqa-entry-content{
	max-width:var(--tqa-content-width);
	color:#202b3a;
}
.tqa-entry-content p,.tqa-entry-content li{
	color:#273449;
	font-size:1rem;
	line-height:1.76;
}
.tqa-entry-content h2{
	font-size:clamp(1.45rem,2.4vw,1.9rem);
	font-weight:700;
	letter-spacing:-.02em;
}
.tqa-entry-content h3{
	font-size:clamp(1.18rem,2vw,1.42rem);
	font-weight:690;
}
.tqa-cta-box,.tqa-disclosure,.tqa-toc,.tqa-editorial-box,.tqa-author-box,.tqa-related{
	border-radius:0;
	box-shadow:none;
	border:1px solid var(--tqa-editorial-border);
	background:#fff;
}
.tqa-cta-box{
	border-left:4px solid #173a63;
}
.tqa-banner{
	border-radius:0;
	border:1px dashed #c98a2c;
	box-shadow:none;
	background:#fff8e8;
}
.tqa-banner.has-image{
	border-style:solid;
	background:#fff;
}
.tqa-mobile-sticky{
	border-radius:999px;
}
.tqa-footer{
	background:#0f2038;
	border-top:0;
}
.tqa-footer p,.tqa-footer a,.tqa-footer li{color:#cbd6e5}
.tqa-footer h2,.tqa-footer-title{color:#fff}
.tqa-footer a{text-decoration:none}
.tqa-footer a:hover{text-decoration:underline}

@media (max-width: 1024px){
	.tqa-editorial-masthead-grid,
	.tqa-editorial-lead-grid{
		grid-template-columns:1fr;
	}
	.tqa-feature-story{
		grid-template-columns:1fr;
	}
	.tqa-editorial-card-grid{
		grid-template-columns:repeat(2,minmax(0,1fr));
	}
}
@media (max-width: 760px){
	.tqa-editorial-masthead{
		padding:24px 0 14px;
	}
	.tqa-editorial-masthead h1{
		font-size:2rem;
		letter-spacing:-.025em;
	}
	.tqa-editorial-masthead p{
		font-size:.98rem;
	}
	.tqa-editorial-topic-nav{
		margin-left:calc(var(--tqa-mobile-gutter,16px) * -1);
		margin-right:calc(var(--tqa-mobile-gutter,16px) * -1);
		padding-left:var(--tqa-mobile-gutter,16px);
	}
	.tqa-editorial-topic-nav a{
		padding:13px 15px;
	}
	.tqa-feature-story{
		padding:0;
		gap:0;
	}
	.tqa-feature-story-body{
		padding:17px;
	}
	.tqa-feature-story h2{
		font-size:1.55rem;
	}
	.tqa-editorial-section-header{
		align-items:flex-start;
		flex-direction:column;
	}
	.tqa-editorial-card-grid{
		grid-template-columns:1fr;
	}
	.tqa-card-body{
		padding:15px;
	}
	.tqa-single-header h1{
		font-size:2rem;
	}
	.tqa-entry-content p,.tqa-entry-content li{
		font-size:1rem;
		line-height:1.72;
	}
}


/* Editorial Right Rail Fix + Professional Blog Upgrade - v1.3.1 */
.tqa-editorial-page-grid{
	display:grid;
	grid-template-columns:minmax(0,1fr) 340px;
	gap:32px;
	align-items:start;
	padding-top:28px;
}
.tqa-editorial-primary-column{min-width:0}
.tqa-editorial-right-rail{
	min-width:0;
	display:flex;
	flex-direction:column;
	gap:18px;
	position:sticky;
	top:92px;
	align-self:start;
}
.admin-bar .tqa-editorial-right-rail{top:124px}
.tqa-rail-module{
	background:#fff;
	border:1px solid var(--tqa-editorial-border);
	border-radius:0;
	box-shadow:none;
	padding:17px 18px;
}
.tqa-rail-module-header{
	padding-bottom:11px;
	border-bottom:1px solid var(--tqa-editorial-border);
	margin-bottom:2px;
}
.tqa-rail-module-header h2{
	font-size:1.02rem;
	line-height:1.25;
	margin:0;
	letter-spacing:-.012em;
}
.tqa-right-post-list{
	list-style:none;
	margin:0;
	padding:0;
}
.tqa-right-post-list li{
	display:grid;
	grid-template-columns:34px minmax(0,1fr);
	gap:12px;
	padding:13px 0;
	border-bottom:1px solid #edf1f6;
}
.tqa-right-post-list li:last-child{border-bottom:0;padding-bottom:0}
.tqa-right-post-number{
	font-family:var(--tqa-font-mono, ui-monospace, SFMono-Regular, Menlo, monospace);
	font-size:.78rem;
	color:#8a5200;
	font-weight:800;
	line-height:1.45;
}
.tqa-right-post-list a{
	display:block;
	color:#172033;
	text-decoration:none;
	font-weight:660;
	line-height:1.35;
	letter-spacing:-.01em;
}
.tqa-right-post-list a:hover{
	text-decoration:underline;
	text-underline-offset:3px;
}
.tqa-right-post-list small{
	display:block;
	margin-top:6px;
	color:#6f7d90;
	font-size:.8rem;
	line-height:1.35;
}
.tqa-rail-empty{
	color:#596579;
	font-size:.92rem;
	line-height:1.55;
	background:#f8fafc;
	border:1px dashed #cbd5e1;
	padding:14px;
}
.tqa-rail-topic-list{
	list-style:none;
	margin:10px 0 0;
	padding:0;
	display:grid;
	gap:7px;
}
.tqa-rail-topic-list a{
	display:flex;
	align-items:center;
	justify-content:space-between;
	min-height:38px;
	padding:8px 10px;
	background:#f8fafc;
	border:1px solid #edf1f6;
	color:#26364d;
	text-decoration:none;
	font-weight:650;
	font-size:.9rem;
}
.tqa-rail-topic-list a::after{
	content:"›";
	color:#8a5200;
	font-weight:800;
}
.tqa-rail-topic-list a:hover{
	background:#eef5ff;
}
.tqa-rail-trust{
	background:#10233f;
	color:#dbe6f4;
	border-color:#10233f;
}
.tqa-rail-trust h2{color:#fff}
.tqa-rail-trust p{
	color:#cbd6e5;
	font-size:.92rem;
	line-height:1.62;
}
.tqa-rail-banner{
	margin:0;
	width:100%;
}
.tqa-archive-grid{
	padding-top:0;
}
.tqa-editorial-feature-section{
	min-width:0;
}
.tqa-editorial-ad-row{
	padding-top:24px;
}
.tqa-editorial-lead-grid{
	display:block;
	padding-top:0;
}
.tqa-editorial-rail{
	display:none;
}
.tqa-editorial-card-grid{
	grid-template-columns:repeat(2,minmax(0,1fr));
}
.tqa-card-title{
	font-size:1.08rem;
}
.tqa-feature-story{
	grid-template-columns:minmax(260px,.86fr) minmax(0,1fr);
}
.tqa-feature-story h2{
	font-size:clamp(1.65rem,2.7vw,2.25rem);
}
.tqa-archive-header{
	margin:28px 0 20px;
	padding-bottom:16px;
	border-bottom:1px solid var(--tqa-editorial-border);
}
.tqa-archive-header h1{
	margin:0;
	font-size:clamp(1.9rem,3.4vw,2.65rem);
	line-height:1.1;
}

@media (max-width: 1120px){
	.tqa-editorial-page-grid{
		grid-template-columns:minmax(0,1fr) 310px;
		gap:26px;
	}
}
@media (max-width: 980px){
	.tqa-editorial-page-grid{
		grid-template-columns:1fr;
	}
	.tqa-editorial-right-rail{
		position:static;
		display:grid;
		grid-template-columns:repeat(2,minmax(0,1fr));
		gap:18px;
	}
	.tqa-rail-latest{
		grid-column:1 / -1;
	}
	.tqa-right-post-list{
		display:grid;
		grid-template-columns:repeat(2,minmax(0,1fr));
		column-gap:18px;
	}
}
@media (max-width: 760px){
	.tqa-editorial-page-grid{
		padding-top:18px;
		gap:24px;
	}
	.tqa-feature-story{
		grid-template-columns:1fr;
	}
	.tqa-editorial-card-grid{
		grid-template-columns:1fr;
	}
	.tqa-editorial-right-rail{
		display:flex;
	}
	.tqa-right-post-list{
		display:block;
	}
	.tqa-rail-module{
		padding:15px;
	}
	.tqa-right-post-list li{
		grid-template-columns:32px minmax(0,1fr);
	}
}


/* Heading Structure Fix - v1.3.2 */
p.tqa-site-title{
	margin:0;
}
p.tqa-site-title a{
	color:inherit;
	text-decoration:none;
}


/* Insurance Journal-Inspired Publication Layout - v1.4.0
   Keeps TrustQuote colors via --tqa-navy, --tqa-blue, --tqa-accent, --tqa-light. */
:root{
	--tqa-font-body: Arial, "Helvetica Neue", Helvetica, sans-serif;
	--tqa-font-heading: Georgia, "Times New Roman", Times, serif;
	--tqa-font-ui: Arial, "Helvetica Neue", Helvetica, sans-serif;
	--tqa-base-font-size:16px;
	--tqa-body-line-height:1.62;
	--tqa-h1-max:38px;
	--tqa-article-h1-max:40px;
	--tqa-heading-weight:700;
	--tqa-ij-line:rgba(16,35,63,.18);
	--tqa-ij-soft:rgba(16,35,63,.045);
}
body{
	font-family:var(--tqa-font-body);
	background:var(--tqa-light);
	color:#202a36;
}
h1,h2,h3,h4,h5,h6,
.tqa-card-title,
.tqa-site-title{
	font-family:var(--tqa-font-heading);
	font-weight:700;
	letter-spacing:-.012em;
}
.tqa-ij-network-bar{
	background:var(--tqa-navy);
	color:#fff;
	font-size:.78rem;
}
.tqa-ij-network-inner{
	display:flex;
	align-items:center;
	justify-content:space-between;
	gap:16px;
	min-height:34px;
}
.tqa-ij-network-inner nav{
	display:flex;
	flex-wrap:wrap;
	gap:14px;
}
.tqa-ij-network-inner a,
.tqa-ij-network-inner span{
	color:rgba(255,255,255,.86);
	text-decoration:none;
	font-family:var(--tqa-font-ui);
	font-weight:600;
}
.tqa-ij-network-inner a:hover{
	color:#fff;
	text-decoration:underline;
}
.tqa-ij-header{
	background:#fff;
	border-bottom:0;
	box-shadow:none;
}
.tqa-ij-masthead{
	min-height:96px;
	display:grid;
	grid-template-columns:minmax(260px,1fr) minmax(300px,480px) auto auto;
	align-items:center;
	gap:18px;
	padding-top:18px;
	padding-bottom:16px;
}
.tqa-ij-brand .tqa-logo-mark{
	border-radius:3px;
	box-shadow:none;
	background:var(--tqa-navy);
}
.tqa-site-title{
	margin:0;
	font-size:clamp(1.9rem,4vw,3.15rem);
	line-height:1;
	font-weight:700;
	color:var(--tqa-navy);
}
.tqa-site-title a{
	color:inherit;
	text-decoration:none;
}
.tqa-tagline{
	margin-top:5px;
	font-family:var(--tqa-font-ui);
	font-size:.78rem;
	letter-spacing:.08em;
	text-transform:uppercase;
	color:var(--tqa-blue);
}
.tqa-ij-search{
	display:grid;
	grid-template-columns:1fr auto;
	border:1px solid var(--tqa-ij-line);
	background:#fff;
	min-height:42px;
}
.tqa-ij-search input{
	border:0;
	padding:0 12px;
	font-family:var(--tqa-font-ui);
	min-width:0;
}
.tqa-ij-search button{
	border:0;
	border-left:1px solid var(--tqa-ij-line);
	background:var(--tqa-blue);
	color:#fff;
	padding:0 14px;
	font-family:var(--tqa-font-ui);
	font-weight:700;
	cursor:pointer;
}
.tqa-ij-section-nav-wrap{
	border-top:1px solid var(--tqa-ij-line);
	border-bottom:2px solid var(--tqa-navy);
	background:#fff;
}
.tqa-ij-section-nav{
	position:static;
	display:block;
	background:transparent;
	border:0;
	box-shadow:none;
	padding:0;
}
.tqa-ij-section-nav ul{
	display:flex;
	flex-wrap:wrap;
	gap:0;
	margin:0;
	padding:0;
	list-style:none;
}
.tqa-ij-section-nav li{
	border-right:1px solid var(--tqa-ij-line);
}
.tqa-ij-section-nav a{
	display:flex;
	align-items:center;
	min-height:42px;
	padding:0 14px;
	font-family:var(--tqa-font-ui);
	font-size:.86rem;
	font-weight:700;
	color:var(--tqa-navy);
	text-decoration:none;
	text-transform:uppercase;
	letter-spacing:.03em;
}
.tqa-ij-section-nav a:hover{
	background:var(--tqa-ij-soft);
}
.tqa-header-cta{
	border-radius:3px;
	background:var(--tqa-accent);
	color:#fff;
	box-shadow:none;
	font-family:var(--tqa-font-ui);
	font-size:.85rem;
	min-height:40px;
}
.tqa-ij-featured-strip{
	background:#fff;
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-featured-inner{
	display:grid;
	grid-template-columns:160px minmax(0,1fr);
	gap:18px;
	align-items:center;
	min-height:48px;
}
.tqa-ij-featured-inner strong{
	color:var(--tqa-navy);
	font-family:var(--tqa-font-ui);
	text-transform:uppercase;
	font-size:.76rem;
	letter-spacing:.08em;
}
.tqa-ij-featured-inner ul{
	display:flex;
	gap:18px;
	margin:0;
	padding:0;
	list-style:none;
	overflow-x:auto;
	-webkit-overflow-scrolling:touch;
}
.tqa-ij-featured-inner li{
	flex:0 0 auto;
	max-width:330px;
}
.tqa-ij-featured-inner a{
	color:#202a36;
	text-decoration:none;
	font-weight:700;
	font-size:.9rem;
}
.tqa-ij-featured-inner a:hover{
	color:var(--tqa-blue);
	text-decoration:underline;
}
.tqa-top-slot{
	margin-top:12px;
	margin-bottom:12px;
}
.tqa-ij-main{
	background:var(--tqa-light);
	padding-top:0;
}
.tqa-ij-page-title{
	padding:22px 0 18px;
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-page-title h1{
	margin:0;
	max-width:860px;
	font-size:clamp(2rem,4vw,var(--tqa-h1-max));
	line-height:1.1;
	color:var(--tqa-navy);
}
.tqa-ij-page-title p{
	margin:10px 0 0;
	max-width:760px;
	color:#526072;
	font-size:1rem;
	line-height:1.65;
}
.tqa-editorial-label,
.tqa-card-cat,
.tqa-ij-module-header h2{
	font-family:var(--tqa-font-ui);
	text-transform:uppercase;
	letter-spacing:.08em;
	font-size:.72rem;
	font-weight:800;
	color:var(--tqa-accent);
}
.tqa-ij-front-grid{
	display:grid;
	grid-template-columns:minmax(0,1fr) 340px;
	gap:28px;
	align-items:start;
	padding-top:22px;
}
.tqa-ij-front-primary{
	min-width:0;
}
.tqa-ij-lead-package{
	background:#fff;
	border:1px solid var(--tqa-ij-line);
	padding:0;
}
.tqa-ij-lead-story{
	display:grid;
	grid-template-columns:minmax(280px,.92fr) minmax(0,1fr);
	gap:0;
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-lead-image{
	display:block;
	background:var(--tqa-ij-soft);
	aspect-ratio:16/10;
	overflow:hidden;
}
.tqa-ij-lead-image img{
	width:100%;
	height:100%;
	object-fit:cover;
	display:block;
}
.tqa-ij-lead-body{
	padding:24px;
	display:flex;
	flex-direction:column;
	justify-content:center;
}
.tqa-ij-lead-body h2{
	font-size:clamp(1.75rem,3vw,2.45rem);
	line-height:1.08;
	margin:0 0 12px;
	color:var(--tqa-navy);
}
.tqa-ij-lead-body h2 a{
	color:inherit;
	text-decoration:none;
}
.tqa-ij-lead-body h2 a:hover{
	text-decoration:underline;
	text-underline-offset:4px;
}
.tqa-ij-lead-body p{
	margin:0 0 14px;
	color:#4d5a6b;
	line-height:1.62;
}
.tqa-ij-secondary-stories{
	display:grid;
	grid-template-columns:repeat(2,minmax(0,1fr));
}
.tqa-ij-secondary-stories article{
	padding:18px 20px;
	border-right:1px solid var(--tqa-ij-line);
}
.tqa-ij-secondary-stories article:last-child{
	border-right:0;
}
.tqa-ij-secondary-stories h3{
	margin:5px 0 8px;
	font-size:1.2rem;
	line-height:1.18;
}
.tqa-ij-secondary-stories h3 a{
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-ij-secondary-stories p{
	margin:0;
	color:#566273;
	font-size:.92rem;
	line-height:1.55;
}
.tqa-ij-ad-row{
	margin:20px 0;
}
.tqa-ij-news-section,
.tqa-ij-topic-grid-section{
	background:#fff;
	border:1px solid var(--tqa-ij-line);
	margin-top:20px;
}
.tqa-ij-section-heading{
	display:flex;
	align-items:center;
	justify-content:space-between;
	gap:16px;
	padding:14px 18px;
	border-bottom:2px solid var(--tqa-navy);
}
.tqa-ij-section-heading h2{
	margin:0;
	font-family:var(--tqa-font-ui);
	font-size:1rem;
	text-transform:uppercase;
	letter-spacing:.05em;
	color:var(--tqa-navy);
}
.tqa-ij-section-heading a{
	font-family:var(--tqa-font-ui);
	font-size:.82rem;
	font-weight:700;
	color:var(--tqa-blue);
	text-transform:uppercase;
	text-decoration:none;
}
.tqa-ij-news-list{
	display:grid;
	grid-template-columns:repeat(2,minmax(0,1fr));
}
.tqa-ij-article-card{
	display:grid;
	grid-template-columns:150px minmax(0,1fr);
	gap:0;
	border:0;
	border-bottom:1px solid var(--tqa-ij-line);
	border-right:1px solid var(--tqa-ij-line);
	box-shadow:none;
	border-radius:0;
	background:#fff;
}
.tqa-ij-article-card:nth-child(2n){
	border-right:0;
}
.tqa-ij-card-thumb{
	aspect-ratio:1/1;
}
.tqa-ij-card-thumb img{
	width:100%;
	height:100%;
	object-fit:cover;
}
.tqa-card-body{
	padding:14px;
}
.tqa-card-title{
	font-size:1.08rem;
	line-height:1.18;
	margin:5px 0 8px;
}
.tqa-card-title a{
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-card-title a:hover{
	text-decoration:underline;
}
.tqa-card-body p{
	color:#566273;
	font-size:.9rem;
	line-height:1.5;
}
.tqa-card-footer{
	font-family:var(--tqa-font-ui);
	color:#718096;
	font-size:.78rem;
	border-top:0;
	padding-top:0;
}
.tqa-ij-topic-grid{
	display:grid;
	grid-template-columns:repeat(2,minmax(0,1fr));
}
.tqa-ij-topic-block{
	padding:18px;
	border-right:1px solid var(--tqa-ij-line);
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-topic-block:nth-child(2n){
	border-right:0;
}
.tqa-ij-topic-block h3{
	margin:0 0 12px;
	font-family:var(--tqa-font-ui);
	font-size:.9rem;
	text-transform:uppercase;
	letter-spacing:.06em;
	color:var(--tqa-navy);
}
.tqa-ij-topic-block ul{
	list-style:none;
	margin:0;
	padding:0;
}
.tqa-ij-topic-block li{
	padding:9px 0;
	border-top:1px solid var(--tqa-ij-line);
}
.tqa-ij-topic-block a{
	color:#202a36;
	text-decoration:none;
	font-weight:700;
	line-height:1.35;
}
.tqa-ij-topic-block a:hover{
	color:var(--tqa-blue);
	text-decoration:underline;
}
.tqa-ij-right-rail{
	position:sticky;
	top:84px;
	display:flex;
	flex-direction:column;
	gap:16px;
}
.tqa-ij-rail-module{
	background:#fff;
	border:1px solid var(--tqa-ij-line);
}
.tqa-ij-rail-tabs{
	display:grid;
	grid-template-columns:1fr 1fr 1fr;
	border-bottom:2px solid var(--tqa-navy);
}
.tqa-ij-rail-tabs span,
.tqa-ij-rail-tabs a{
	display:flex;
	align-items:center;
	justify-content:center;
	min-height:38px;
	padding:0 8px;
	font-family:var(--tqa-font-ui);
	font-size:.76rem;
	font-weight:800;
	color:var(--tqa-navy);
	text-transform:uppercase;
	text-decoration:none;
	border-right:1px solid var(--tqa-ij-line);
}
.tqa-ij-rail-tabs span:last-child,
.tqa-ij-rail-tabs a:last-child{
	border-right:0;
}
.tqa-ij-rail-tabs .is-active{
	background:var(--tqa-navy);
	color:#fff;
}
.tqa-ij-ranked-list{
	list-style:none;
	margin:0;
	padding:0;
	counter-reset:tqaMostRead;
}
.tqa-ij-ranked-list li{
	display:grid;
	grid-template-columns:34px minmax(0,1fr);
	gap:10px;
	padding:13px 14px;
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-ranked-list li:last-child{
	border-bottom:0;
}
.tqa-ij-ranked-list span{
	font-family:Georgia,"Times New Roman",serif;
	color:var(--tqa-accent);
	font-size:1.3rem;
	line-height:1;
	font-weight:700;
}
.tqa-ij-ranked-list a{
	color:#202a36;
	text-decoration:none;
	font-weight:700;
	line-height:1.3;
}
.tqa-ij-ranked-list a:hover{
	color:var(--tqa-blue);
	text-decoration:underline;
}
.tqa-ij-module-header{
	padding:12px 14px 10px;
	border-bottom:2px solid var(--tqa-navy);
}
.tqa-ij-module-header h2{
	margin:0;
	color:var(--tqa-navy);
	font-size:.82rem;
}
.tqa-ij-rail-news-list{
	list-style:none;
	margin:0;
	padding:0;
}
.tqa-ij-rail-news-list li{
	padding:13px 14px;
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-rail-news-list li:last-child{
	border-bottom:0;
}
.tqa-ij-rail-news-list a{
	display:block;
	color:#202a36;
	text-decoration:none;
	font-weight:700;
	line-height:1.35;
}
.tqa-ij-rail-news-list small{
	display:block;
	margin-top:5px;
	color:#718096;
	font-family:var(--tqa-font-ui);
	font-size:.78rem;
}
.tqa-ij-newsletter{
	padding-bottom:14px;
}
.tqa-ij-newsletter p{
	margin:12px 14px;
	color:#526072;
	font-size:.9rem;
	line-height:1.5;
}
.tqa-ij-newsletter form{
	display:grid;
	grid-template-columns:1fr;
	gap:8px;
	margin:0 14px;
}
.tqa-ij-newsletter input{
	min-height:40px;
	border:1px solid var(--tqa-ij-line);
	padding:0 10px;
}
.tqa-ij-newsletter button{
	min-height:40px;
	border:0;
	background:var(--tqa-blue);
	color:#fff;
	font-weight:700;
	cursor:pointer;
}
.tqa-ij-topic-links{
	list-style:none;
	margin:0;
	padding:8px 14px 14px;
}
.tqa-ij-topic-links li{
	border-bottom:1px solid var(--tqa-ij-line);
}
.tqa-ij-topic-links a{
	display:flex;
	min-height:38px;
	align-items:center;
	justify-content:space-between;
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:700;
}
.tqa-ij-topic-links a::after{
	content:"›";
	color:var(--tqa-accent);
}
.tqa-banner{
	border-radius:0;
	box-shadow:none;
}
.tqa-footer{
	background:var(--tqa-navy);
}

/* Single/article pages: more publication-like */
.tqa-single-header h1{
	font-family:var(--tqa-font-heading);
	font-size:clamp(2rem,4vw,var(--tqa-article-h1-max));
	color:var(--tqa-navy);
}
.tqa-entry-content{
	font-family:Arial,"Helvetica Neue",Helvetica,sans-serif;
	max-width:740px;
}
.tqa-entry-content h2,
.tqa-entry-content h3{
	font-family:Georgia,"Times New Roman",Times,serif;
	color:var(--tqa-navy);
}
.tqa-cta-box,
.tqa-disclosure,
.tqa-toc,
.tqa-editorial-box,
.tqa-author-box{
	border-radius:0;
	box-shadow:none;
	border-color:var(--tqa-ij-line);
}

@media (max-width: 1100px){
	.tqa-ij-masthead{
		grid-template-columns:1fr auto;
	}
	.tqa-ij-search{
		grid-column:1 / -1;
		order:3;
	}
	.tqa-ij-front-grid{
		grid-template-columns:1fr;
	}
	.tqa-ij-right-rail{
		position:static;
		display:grid;
		grid-template-columns:repeat(2,minmax(0,1fr));
	}
	.tqa-ij-most-read{
		grid-column:1 / -1;
	}
}
@media (max-width: 760px){
	.tqa-ij-network-inner{
		justify-content:flex-start;
		overflow-x:auto;
	}
	.tqa-ij-network-inner span{
		display:none;
	}
	.tqa-ij-masthead{
		grid-template-columns:1fr auto;
		min-height:auto;
		padding-top:12px;
		padding-bottom:12px;
	}
	.tqa-site-title{
		font-size:1.65rem;
	}
	.tqa-tagline{
		display:none;
	}
	.tqa-header-cta{
		display:none;
	}
	.tqa-ij-search{
		display:none;
	}
	.tqa-ij-section-nav{
		display:none;
	}
	.tqa-ij-section-nav.is-open{
		display:block;
		position:fixed;
		left:14px;
		right:14px;
		top:78px;
		background:#fff;
		z-index:999;
		border:1px solid var(--tqa-ij-line);
		box-shadow:0 18px 50px rgba(16,35,63,.18);
		max-height:calc(100vh - 110px);
		overflow:auto;
	}
	.tqa-ij-section-nav.is-open ul{
		flex-direction:column;
	}
	.tqa-ij-section-nav li{
		border-right:0;
		border-bottom:1px solid var(--tqa-ij-line);
	}
	.tqa-menu-toggle{
		display:inline-flex;
	}
	.tqa-ij-featured-inner{
		grid-template-columns:1fr;
		gap:4px;
		padding-top:10px;
		padding-bottom:10px;
	}
	.tqa-ij-featured-inner ul{
		gap:14px;
	}
	.tqa-ij-page-title{
		padding:18px 0 14px;
	}
	.tqa-ij-page-title h1{
		font-size:1.9rem;
	}
	.tqa-ij-front-grid{
		padding-top:16px;
	}
	.tqa-ij-lead-story{
		grid-template-columns:1fr;
	}
	.tqa-ij-lead-body{
		padding:18px;
	}
	.tqa-ij-lead-body h2{
		font-size:1.55rem;
	}
	.tqa-ij-secondary-stories,
	.tqa-ij-news-list,
	.tqa-ij-topic-grid{
		grid-template-columns:1fr;
	}
	.tqa-ij-secondary-stories article,
	.tqa-ij-topic-block{
		border-right:0;
	}
	.tqa-ij-article-card{
		grid-template-columns:118px minmax(0,1fr);
		border-right:0;
	}
	.tqa-card-body{
		padding:12px;
	}
	.tqa-card-title{
		font-size:1rem;
	}
	.tqa-card-body p{
		display:none;
	}
	.tqa-ij-right-rail{
		display:flex;
	}
}


/* Clean Editorial Homepage Fix - v1.4.1
   Fixes single-post homepage visibility and reduces SEO/UX clutter. */
:root{
	--tqa-font-body:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
	--tqa-font-heading:Georgia,"Times New Roman",Times,serif;
	--tqa-clean-line:rgba(16,35,63,.16);
	--tqa-clean-soft:rgba(16,35,63,.04);
}
body{background:var(--tqa-light);font-family:var(--tqa-font-body);color:#1f2937}
h1,h2,h3,h4,h5,h6,.tqa-card-title{font-family:var(--tqa-font-heading);color:var(--tqa-navy);letter-spacing:-.012em}
.tqa-ij-network-bar{display:none}.tqa-ij-masthead{min-height:74px;padding-top:14px;padding-bottom:12px;grid-template-columns:minmax(260px,1fr) minmax(280px,420px) auto auto}.tqa-site-title{font-size:clamp(1.55rem,3vw,2.25rem);line-height:1}.tqa-tagline{font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--tqa-blue)}.tqa-ij-section-nav-wrap{border-top:1px solid var(--tqa-clean-line);border-bottom:1px solid var(--tqa-navy)}.tqa-ij-section-nav a{min-height:38px;font-size:.82rem;padding:0 12px}.tqa-ij-search{min-height:38px}.tqa-header-cta{min-height:38px;border-radius:4px}.tqa-top-slot,.tqa-bottom-slot,.tqa-home-infeed,.tqa-rail-banner{margin-top:16px;margin-bottom:16px}.tqa-clean-main{background:var(--tqa-light)}.tqa-clean-page-title{padding:24px 0 18px;border-bottom:1px solid var(--tqa-clean-line)}.tqa-clean-page-title h1{max-width:760px;margin:0;font-size:clamp(1.9rem,3vw,2.55rem);line-height:1.12}.tqa-clean-page-title p{max-width:720px;margin:10px 0 0;color:#526072;font-size:.98rem;line-height:1.65}.tqa-editorial-label,.tqa-card-cat{font-family:var(--tqa-font-body);text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;font-weight:800;color:var(--tqa-accent)}.tqa-clean-home-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:28px;align-items:start;padding-top:22px}.tqa-clean-primary{min-width:0}.tqa-clean-feature,.tqa-clean-section,.tqa-clean-rail-module{background:#fff;border:1px solid var(--tqa-clean-line);box-shadow:none}.tqa-clean-lead-story{display:grid;grid-template-columns:minmax(260px,.85fr) minmax(0,1fr)}.tqa-clean-lead-image{display:block;aspect-ratio:16/10;background:var(--tqa-clean-soft);overflow:hidden}.tqa-clean-lead-image img{width:100%;height:100%;object-fit:cover;display:block}.tqa-clean-lead-body{padding:22px 24px;display:flex;flex-direction:column;justify-content:center}.tqa-clean-lead-body h2{margin:0 0 10px;font-size:clamp(1.55rem,2.6vw,2.15rem);line-height:1.12}.tqa-clean-lead-body h2 a{color:var(--tqa-navy);text-decoration:none}.tqa-clean-lead-body h2 a:hover{text-decoration:underline;text-underline-offset:4px}.tqa-clean-lead-body p{margin:0 0 14px;color:#4b5563;line-height:1.62;font-size:.96rem}.tqa-feature-meta,.tqa-card-footer{font-family:var(--tqa-font-body);color:#6b7280;font-size:.82rem}.tqa-clean-section{margin-top:20px}.tqa-clean-section-header{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:14px 16px;border-bottom:1px solid var(--tqa-navy)}.tqa-clean-section-header h2{margin:0;font-family:var(--tqa-font-body);font-size:.94rem;text-transform:uppercase;letter-spacing:.05em;color:var(--tqa-navy)}.tqa-clean-section-header a{font-weight:700;font-size:.82rem;color:var(--tqa-blue);text-decoration:none}.tqa-clean-post-list{display:grid;grid-template-columns:1fr}.tqa-clean-article-card{display:grid;grid-template-columns:170px minmax(0,1fr);border:0;border-bottom:1px solid var(--tqa-clean-line);border-radius:0;box-shadow:none;background:#fff}.tqa-clean-article-card:last-child{border-bottom:0}.tqa-clean-card-thumb{aspect-ratio:16/10;background:var(--tqa-clean-soft);overflow:hidden;display:block}.tqa-clean-card-thumb img{width:100%;height:100%;object-fit:cover;display:block}.tqa-clean-article-card .tqa-card-body{padding:14px 16px}.tqa-clean-article-card .tqa-card-title{font-size:1.14rem;line-height:1.22;margin:4px 0 7px}.tqa-clean-article-card .tqa-card-title a{color:var(--tqa-navy);text-decoration:none}.tqa-clean-article-card .tqa-card-title a:hover{text-decoration:underline;text-underline-offset:3px}.tqa-clean-article-card p{color:#526072;font-size:.92rem;line-height:1.55;margin:0 0 9px}.tqa-clean-right-rail{position:sticky;top:86px;display:flex;flex-direction:column;gap:16px}.tqa-clean-rail-header{padding:12px 14px;border-bottom:1px solid var(--tqa-navy)}.tqa-clean-rail-header h2{margin:0;font-family:var(--tqa-font-body);font-size:.9rem;text-transform:uppercase;letter-spacing:.05em;color:var(--tqa-navy)}.tqa-clean-latest-list{list-style:none;margin:0;padding:0}.tqa-clean-latest-list li{display:grid;grid-template-columns:34px minmax(0,1fr);gap:10px;padding:12px 14px;border-bottom:1px solid var(--tqa-clean-line)}.tqa-clean-latest-list li:last-child{border-bottom:0}.tqa-clean-latest-list span{font-family:Georgia,"Times New Roman",serif;font-weight:700;color:var(--tqa-accent);font-size:1.05rem}.tqa-clean-latest-list a{display:block;color:#1f2937;font-weight:700;line-height:1.33;text-decoration:none;font-size:.94rem}.tqa-clean-latest-list a:hover{color:var(--tqa-blue);text-decoration:underline}.tqa-clean-latest-list small{display:block;margin-top:5px;color:#6b7280;font-size:.78rem}.tqa-clean-topic-list{list-style:none;margin:0;padding:8px 14px 14px}.tqa-clean-topic-list li{border-bottom:1px solid var(--tqa-clean-line)}.tqa-clean-topic-list a{display:flex;align-items:center;justify-content:space-between;min-height:38px;color:var(--tqa-navy);font-weight:700;text-decoration:none;font-size:.92rem}.tqa-clean-topic-list a::after{content:"›";color:var(--tqa-accent)}.tqa-banner{border-radius:0;box-shadow:none}.tqa-empty-state{padding:18px;color:#526072}.tqa-empty-state h2{margin-top:0;font-size:1.2rem}.tqa-banner.has-placeholder{display:none}
@media (max-width:1050px){.tqa-clean-home-grid{grid-template-columns:1fr}.tqa-clean-right-rail{position:static}}
@media (max-width:760px){.tqa-ij-masthead{grid-template-columns:1fr auto;min-height:62px}.tqa-site-title{font-size:1.45rem}.tqa-ij-search,.tqa-header-cta{display:none}.tqa-clean-page-title{padding:18px 0 14px}.tqa-clean-page-title h1{font-size:1.85rem}.tqa-clean-home-grid{padding-top:16px;gap:20px}.tqa-clean-lead-story{grid-template-columns:1fr}.tqa-clean-lead-body{padding:17px}.tqa-clean-lead-body h2{font-size:1.45rem}.tqa-clean-article-card{grid-template-columns:112px minmax(0,1fr)}.tqa-clean-article-card .tqa-card-body{padding:11px 12px}.tqa-clean-article-card .tqa-card-title{font-size:.98rem}.tqa-clean-article-card p{display:none}}


/* Adleadbum/Foxiz-inspired Magazine Layout - v1.5.0
   Inspired by the structure of news.adleadbum.com while preserving TrustQuote colors. */
:root{
	--tqa-mag-bg:#f4f7fb;
	--tqa-mag-surface:#ffffff;
	--tqa-mag-line:rgba(16,35,63,.12);
	--tqa-mag-muted:#667085;
	--tqa-mag-dark:#111827;
	--tqa-font-body:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
	--tqa-font-heading:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
}
body{
	background:var(--tqa-mag-bg);
	font-family:var(--tqa-font-body);
	color:var(--tqa-mag-dark);
}
h1,h2,h3,h4,h5,h6,.tqa-card-title,.tqa-site-title{
	font-family:var(--tqa-font-heading);
	font-weight:800;
	letter-spacing:-.025em;
	color:var(--tqa-navy);
}
.tqa-mag-topbar{
	background:var(--tqa-navy);
	color:#fff;
	font-size:.78rem;
}
.tqa-mag-topbar-inner{
	min-height:34px;
	display:flex;
	align-items:center;
	justify-content:space-between;
	gap:16px;
}
.tqa-mag-topbar-left,.tqa-mag-topbar-right{
	display:flex;
	align-items:center;
	gap:14px;
	flex-wrap:wrap;
}
.tqa-mag-topbar a,.tqa-mag-topbar span{
	color:rgba(255,255,255,.85);
	text-decoration:none;
	font-weight:600;
}
.tqa-mag-header{
	background:#fff;
	border-bottom:0;
	box-shadow:none;
}
.tqa-mag-masthead{
	min-height:86px;
	display:grid;
	grid-template-columns:minmax(250px,1fr) minmax(280px,420px) auto auto;
	align-items:center;
	gap:18px;
}
.tqa-mag-brand .tqa-logo-mark{
	background:var(--tqa-blue);
	border-radius:14px;
	box-shadow:none;
}
.tqa-site-title{
	margin:0;
	font-size:clamp(1.65rem,3vw,2.35rem);
	line-height:1;
}
.tqa-site-title a{
	color:inherit;
	text-decoration:none;
}
.tqa-tagline{
	margin-top:5px;
	color:var(--tqa-mag-muted);
	font-size:.78rem;
	font-weight:700;
	text-transform:uppercase;
	letter-spacing:.08em;
}
.tqa-mag-search{
	display:grid;
	grid-template-columns:1fr auto;
	border:1px solid var(--tqa-mag-line);
	border-radius:999px;
	overflow:hidden;
	background:#f8fafc;
}
.tqa-mag-search input{
	min-height:42px;
	border:0;
	background:transparent;
	padding:0 16px;
}
.tqa-mag-search button{
	border:0;
	background:var(--tqa-blue);
	color:#fff;
	padding:0 16px;
	font-weight:800;
	cursor:pointer;
}
.tqa-mag-cta{
	background:var(--tqa-accent);
	color:#fff;
	border:0;
	border-radius:999px;
	box-shadow:none;
	min-height:42px;
}
.tqa-mag-nav-wrap{
	background:#fff;
	border-top:1px solid var(--tqa-mag-line);
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-nav{
	display:block;
	position:static;
	border:0;
	box-shadow:none;
	padding:0;
}
.tqa-mag-nav ul{
	display:flex;
	gap:0;
	list-style:none;
	margin:0;
	padding:0;
	overflow-x:auto;
}
.tqa-mag-nav li{
	flex:0 0 auto;
}
.tqa-mag-nav a{
	min-height:44px;
	display:flex;
	align-items:center;
	padding:0 14px;
	color:var(--tqa-navy);
	text-decoration:none;
	font-size:.84rem;
	font-weight:800;
	text-transform:uppercase;
	letter-spacing:.04em;
}
.tqa-mag-nav a:hover{
	background:#f1f5f9;
}
.tqa-top-slot,.tqa-home-infeed,.tqa-rail-banner{
	margin:18px auto;
}
.tqa-banner.has-placeholder{display:none}
.tqa-mag-breaking-strip{
	background:#fff;
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-breaking-inner{
	min-height:48px;
	display:grid;
	grid-template-columns:120px minmax(0,1fr);
	gap:18px;
	align-items:center;
}
.tqa-mag-breaking-inner strong{
	color:var(--tqa-accent);
	font-weight:900;
	font-size:.78rem;
	text-transform:uppercase;
	letter-spacing:.08em;
}
.tqa-mag-breaking-inner ul{
	display:flex;
	gap:18px;
	list-style:none;
	margin:0;
	padding:0;
	overflow-x:auto;
}
.tqa-mag-breaking-inner li{
	flex:0 0 auto;
	max-width:340px;
}
.tqa-mag-breaking-inner a{
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:800;
	font-size:.9rem;
}
.tqa-mag-main{
	background:var(--tqa-mag-bg);
	padding-top:22px;
}
.tqa-mag-hero{
	display:grid;
	grid-template-columns:minmax(0,1fr) 340px;
	gap:24px;
	align-items:start;
}
.tqa-mag-feature-card{
	background:#fff;
	border-radius:20px;
	overflow:hidden;
	box-shadow:0 12px 38px rgba(16,35,63,.08);
	display:grid;
	grid-template-columns:minmax(260px,.95fr) minmax(0,1fr);
}
.tqa-mag-feature-img{
	display:block;
	background:#e8eef7;
	min-height:320px;
}
.tqa-mag-feature-img img{
	width:100%;
	height:100%;
	object-fit:cover;
	display:block;
}
.tqa-mag-feature-content{
	padding:28px;
	display:flex;
	flex-direction:column;
	justify-content:center;
}
.tqa-mag-cat,
.tqa-card-cat{
	color:var(--tqa-accent);
	font-size:.72rem;
	font-weight:900;
	letter-spacing:.08em;
	text-transform:uppercase;
}
.tqa-mag-cat a,.tqa-card-cat a{
	color:inherit;
	text-decoration:none;
}
.tqa-mag-feature-content h1{
	font-size:clamp(2rem,4vw,3rem);
	line-height:1.03;
	margin:9px 0 14px;
}
.tqa-mag-feature-content h1 a{
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-mag-feature-content h1 a:hover{
	text-decoration:underline;
	text-underline-offset:4px;
}
.tqa-mag-feature-content p{
	color:#4b5563;
	font-size:1.02rem;
	line-height:1.65;
	margin:0 0 16px;
}
.tqa-mag-meta{
	display:flex;
	gap:10px;
	flex-wrap:wrap;
	color:var(--tqa-mag-muted);
	font-size:.82rem;
	font-weight:600;
}
.tqa-mag-top-news-grid{
	display:grid;
	grid-template-columns:repeat(4,minmax(0,1fr));
	gap:14px;
	margin-top:16px;
}
.tqa-mag-small-story{
	background:#fff;
	border-radius:16px;
	overflow:hidden;
	border:1px solid var(--tqa-mag-line);
}
.tqa-mag-small-story a{
	display:block;
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-mag-small-story img{
	width:100%;
	aspect-ratio:16/10;
	object-fit:cover;
	display:block;
}
.tqa-mag-small-story span{
	display:block;
	padding:12px;
	font-weight:800;
	line-height:1.28;
	font-size:.94rem;
}
.tqa-mag-right-rail{
	position:sticky;
	top:88px;
	display:flex;
	flex-direction:column;
	gap:16px;
}
.tqa-mag-rail-widget,
.tqa-mag-editors-pick,
.tqa-mag-feed,
.tqa-mag-topic-sections{
	background:#fff;
	border-radius:20px;
	box-shadow:0 10px 30px rgba(16,35,63,.06);
	overflow:hidden;
}
.tqa-mag-tabs{
	display:grid;
	grid-template-columns:1fr 1fr;
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-tabs span{
	min-height:44px;
	display:flex;
	align-items:center;
	justify-content:center;
	font-weight:900;
	color:var(--tqa-navy);
	text-transform:uppercase;
	font-size:.78rem;
	letter-spacing:.06em;
}
.tqa-mag-tabs .is-active{
	background:var(--tqa-navy);
	color:#fff;
}
.tqa-mag-ranked{
	list-style:none;
	margin:0;
	padding:0;
}
.tqa-mag-ranked li{
	display:grid;
	grid-template-columns:42px minmax(0,1fr);
	gap:10px;
	padding:14px;
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-ranked li:last-child{border-bottom:0}
.tqa-mag-ranked span{
	color:var(--tqa-accent);
	font-size:1.35rem;
	font-weight:900;
}
.tqa-mag-ranked a{
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:800;
	line-height:1.3;
}
.tqa-mag-widget-title{
	padding:14px 16px;
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-widget-title h2,
.tqa-mag-section-title h2{
	margin:0;
	font-size:1rem;
	text-transform:uppercase;
	letter-spacing:.05em;
	color:var(--tqa-navy);
}
.tqa-mag-mini-list,
.tqa-mag-category-list,
.tqa-mag-editor-list{
	list-style:none;
	margin:0;
	padding:0;
}
.tqa-mag-mini-list li,
.tqa-mag-editor-list li{
	padding:13px 16px;
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-mini-list li:last-child,
.tqa-mag-editor-list li:last-child{border-bottom:0}
.tqa-mag-mini-list a,
.tqa-mag-editor-list a{
	display:block;
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:800;
	line-height:1.32;
}
.tqa-mag-mini-list small,
.tqa-mag-editor-list small{
	display:block;
	margin-top:5px;
	color:var(--tqa-mag-muted);
	font-size:.78rem;
}
.tqa-mag-social-grid{
	display:grid;
	grid-template-columns:repeat(3,1fr);
	gap:8px;
	padding:14px;
}
.tqa-mag-social-grid a{
	background:#f1f5f9;
	border-radius:12px;
	padding:10px;
	text-align:center;
	text-decoration:none;
	color:var(--tqa-navy);
	font-weight:900;
}
.tqa-mag-social-grid span{
	display:block;
	color:var(--tqa-mag-muted);
	font-size:.74rem;
	font-weight:700;
}
.tqa-mag-category-list{
	padding:8px 16px 14px;
}
.tqa-mag-category-list li{
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-category-list a{
	min-height:38px;
	display:flex;
	justify-content:space-between;
	align-items:center;
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:800;
}
.tqa-mag-ad-row{
	margin-top:22px;
}
.tqa-mag-content-grid{
	display:grid;
	grid-template-columns:minmax(0,1fr) 320px;
	gap:24px;
	align-items:start;
	margin-top:22px;
}
.tqa-mag-section-title{
	padding:16px 18px;
	border-bottom:1px solid var(--tqa-mag-line);
}
.tqa-mag-section-title span{
	display:block;
	color:var(--tqa-accent);
	font-size:.72rem;
	font-weight:900;
	text-transform:uppercase;
	letter-spacing:.08em;
	margin-bottom:4px;
}
.tqa-mag-post-list{
	display:grid;
	grid-template-columns:1fr;
}
.tqa-mag-post-card{
	display:grid;
	grid-template-columns:190px minmax(0,1fr);
	gap:0;
	border:0;
	border-bottom:1px solid var(--tqa-mag-line);
	border-radius:0;
	box-shadow:none;
	background:#fff;
}
.tqa-mag-post-card:last-child{border-bottom:0}
.tqa-mag-post-thumb{
	display:block;
	aspect-ratio:16/10;
	overflow:hidden;
	background:#e8eef7;
}
.tqa-mag-post-thumb img{
	width:100%;
	height:100%;
	object-fit:cover;
	display:block;
}
.tqa-mag-post-card .tqa-card-body{
	padding:16px 18px;
}
.tqa-mag-post-card .tqa-card-title{
	font-size:1.2rem;
	line-height:1.2;
	margin:5px 0 8px;
}
.tqa-mag-post-card .tqa-card-title a{
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-mag-post-card .tqa-card-title a:hover{
	text-decoration:underline;
}
.tqa-mag-post-card p{
	color:#4b5563;
	font-size:.94rem;
	line-height:1.55;
	margin:0 0 10px;
}
.tqa-mag-topic-sections{
	margin-top:24px;
	margin-bottom:40px;
}
.tqa-mag-topic-grid{
	display:grid;
	grid-template-columns:repeat(4,minmax(0,1fr));
}
.tqa-mag-topic-card{
	padding:18px;
	border-right:1px solid var(--tqa-mag-line);
}
.tqa-mag-topic-card:last-child{border-right:0}
.tqa-mag-topic-card h3{
	margin:0 0 12px;
	font-size:1rem;
}
.tqa-mag-topic-card ul{
	list-style:none;
	padding:0;
	margin:0;
}
.tqa-mag-topic-card li{
	padding:8px 0;
	border-top:1px solid var(--tqa-mag-line);
}
.tqa-mag-topic-card a{
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:800;
	line-height:1.35;
}
.tqa-mag-empty-block,
.tqa-mag-empty{
	padding:18px;
}
.tqa-footer{
	background:var(--tqa-navy);
}

@media (max-width: 1120px){
	.tqa-mag-masthead{
		grid-template-columns:1fr auto;
	}
	.tqa-mag-search{
		grid-column:1 / -1;
		order:3;
	}
	.tqa-mag-hero,
	.tqa-mag-content-grid{
		grid-template-columns:1fr;
	}
	.tqa-mag-right-rail{
		position:static;
		display:grid;
		grid-template-columns:repeat(2,minmax(0,1fr));
	}
}
@media (max-width: 760px){
	.tqa-mag-topbar-right,
	.tqa-mag-search,
	.tqa-mag-cta{
		display:none;
	}
	.tqa-mag-topbar-inner{
		justify-content:flex-start;
		overflow-x:auto;
	}
	.tqa-mag-masthead{
		min-height:64px;
	}
	.tqa-site-title{
		font-size:1.45rem;
	}
	.tqa-tagline{
		display:none;
	}
	.tqa-mag-nav{
		display:none;
	}
	.tqa-mag-nav.is-open{
		display:block;
		position:fixed;
		left:14px;
		right:14px;
		top:78px;
		background:#fff;
		z-index:999;
		border:1px solid var(--tqa-mag-line);
		border-radius:18px;
		box-shadow:0 18px 50px rgba(16,35,63,.18);
		overflow:auto;
		max-height:calc(100vh - 110px);
	}
	.tqa-mag-nav.is-open ul{
		flex-direction:column;
	}
	.tqa-menu-toggle{
		display:inline-flex;
	}
	.tqa-mag-main{
		padding-top:16px;
	}
	.tqa-mag-breaking-inner{
		grid-template-columns:1fr;
		gap:6px;
		padding-top:10px;
		padding-bottom:10px;
	}
	.tqa-mag-feature-card{
		grid-template-columns:1fr;
		border-radius:18px;
	}
	.tqa-mag-feature-img{
		min-height:220px;
	}
	.tqa-mag-feature-content{
		padding:18px;
	}
	.tqa-mag-feature-content h1{
		font-size:1.65rem;
	}
	.tqa-mag-top-news-grid,
	.tqa-mag-topic-grid,
	.tqa-mag-right-rail{
		grid-template-columns:1fr;
	}
	.tqa-mag-post-card{
		grid-template-columns:112px minmax(0,1fr);
	}
	.tqa-mag-post-card .tqa-card-body{
		padding:12px;
	}
	.tqa-mag-post-card .tqa-card-title{
		font-size:1rem;
	}
	.tqa-mag-post-card p{
		display:none;
	}
	.tqa-mag-topic-card{
		border-right:0;
		border-bottom:1px solid var(--tqa-mag-line);
	}
}


/* Modern SEO Magazine Upgrade - v1.5.1
   Better U.S. finance/news typography, first-image fallback, cleaner layout and SEO-focused readability. */
:root{
	--tqa-modern-bg:#f5f7fb;
	--tqa-modern-surface:#ffffff;
	--tqa-modern-line:rgba(15,35,60,.10);
	--tqa-modern-text:#1f2937;
	--tqa-modern-muted:#667085;
	--tqa-modern-shadow:0 12px 34px rgba(16,35,63,.07);
	--tqa-font-body:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
	--tqa-font-heading:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
	--tqa-base-font-size:16px;
	--tqa-body-line-height:1.65;
	--tqa-h1-max:42px;
	--tqa-article-h1-max:40px;
	--tqa-heading-weight:720;
}
body{
	background:var(--tqa-modern-bg);
	color:var(--tqa-modern-text);
	font-family:var(--tqa-font-body);
	font-size:var(--tqa-base-font-size);
	line-height:var(--tqa-body-line-height);
	-webkit-font-smoothing:antialiased;
	-moz-osx-font-smoothing:grayscale;
}
h1,h2,h3,h4,h5,h6,.tqa-card-title,.tqa-site-title{
	font-family:var(--tqa-font-heading);
	font-weight:var(--tqa-heading-weight);
	letter-spacing:-.026em;
	color:var(--tqa-navy);
}
.tqa-site-title{
	font-size:clamp(1.55rem,2.3vw,2rem);
	line-height:1;
}
.tqa-tagline{
	font-size:.72rem;
	letter-spacing:.06em;
	color:var(--tqa-modern-muted);
}
.tqa-mag-topbar{
	background:var(--tqa-navy);
}
.tqa-mag-header{
	background:#fff;
	border-bottom:1px solid var(--tqa-modern-line);
	box-shadow:none;
}
.tqa-mag-masthead{
	min-height:78px;
}
.tqa-mag-search{
	border-radius:14px;
	background:#f8fafc;
	border:1px solid var(--tqa-modern-line);
}
.tqa-mag-search button{
	background:var(--tqa-navy);
}
.tqa-mag-cta{
	background:var(--tqa-accent);
	border-radius:14px;
	box-shadow:none;
}
.tqa-mag-nav-wrap{
	border-bottom:1px solid var(--tqa-modern-line);
}
.tqa-mag-nav a{
	min-height:42px;
	font-size:.82rem;
	letter-spacing:.035em;
}
.tqa-banner.has-placeholder{
	display:none;
}
.tqa-mag-breaking-strip{
	border-bottom:1px solid var(--tqa-modern-line);
}
.tqa-mag-breaking-inner{
	min-height:46px;
}
.tqa-mag-breaking-inner strong,
.tqa-modern-cat,
.tqa-card-cat,
.tqa-modern-section-title span{
	color:var(--tqa-accent);
	font-weight:800;
	text-transform:uppercase;
	letter-spacing:.075em;
	font-size:.72rem;
}
.tqa-modern-main{
	background:var(--tqa-modern-bg);
	padding-top:22px;
}
.tqa-modern-hero{
	display:grid;
	grid-template-columns:minmax(0,1fr) 330px;
	gap:24px;
	align-items:start;
}
.tqa-modern-hero-main{
	min-width:0;
}
.tqa-modern-feature-card{
	background:#fff;
	border:1px solid var(--tqa-modern-line);
	border-radius:22px;
	overflow:hidden;
	box-shadow:var(--tqa-modern-shadow);
	display:grid;
	grid-template-columns:minmax(280px,.88fr) minmax(0,1fr);
}
.tqa-modern-feature-img{
	display:block;
	min-height:310px;
	background:#e8eef7;
	overflow:hidden;
}
.tqa-modern-feature-img img{
	width:100%;
	height:100%;
	object-fit:cover;
	display:block;
}
.tqa-modern-feature-content{
	padding:28px;
	display:flex;
	flex-direction:column;
	justify-content:center;
}
.tqa-modern-feature-content h1{
	font-size:clamp(1.9rem,3.2vw,var(--tqa-h1-max));
	line-height:1.08;
	margin:9px 0 12px;
	font-weight:760;
	letter-spacing:-.035em;
}
.tqa-modern-feature-content h1 a{
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-modern-feature-content h1 a:hover{
	text-decoration:underline;
	text-underline-offset:4px;
}
.tqa-modern-feature-content p{
	color:#4b5563;
	font-size:1rem;
	line-height:1.68;
	margin:0 0 15px;
}
.tqa-modern-meta{
	display:flex;
	align-items:center;
	flex-wrap:wrap;
	gap:8px;
	color:var(--tqa-modern-muted);
	font-size:.82rem;
	font-weight:600;
}
.tqa-modern-top-cards{
	display:grid;
	grid-template-columns:repeat(3,minmax(0,1fr));
	gap:16px;
	margin-top:18px;
}
.tqa-modern-small-card{
	background:#fff;
	border:1px solid var(--tqa-modern-line);
	border-radius:18px;
	overflow:hidden;
	box-shadow:0 8px 24px rgba(16,35,63,.05);
}
.tqa-modern-small-card a{
	display:block;
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-modern-small-card img{
	width:100%;
	aspect-ratio:16/10;
	object-fit:cover;
	display:block;
}
.tqa-modern-small-card strong{
	display:block;
	padding:12px 13px 4px;
	font-size:.96rem;
	line-height:1.3;
}
.tqa-modern-small-card small{
	display:block;
	padding:0 13px 13px;
	color:var(--tqa-modern-muted);
}
.tqa-modern-content-grid{
	display:grid;
	grid-template-columns:minmax(0,1fr) 310px;
	gap:24px;
	align-items:start;
	margin-top:24px;
}
.tqa-modern-feed,
.tqa-modern-editors-pick,
.tqa-mag-rail-widget{
	background:#fff;
	border:1px solid var(--tqa-modern-line);
	border-radius:22px;
	box-shadow:0 8px 26px rgba(16,35,63,.05);
	overflow:hidden;
}
.tqa-modern-section-title{
	padding:16px 18px;
	border-bottom:1px solid var(--tqa-modern-line);
}
.tqa-modern-section-title h2{
	margin:3px 0 0;
	font-size:1.05rem;
	letter-spacing:-.01em;
}
.tqa-modern-post-list{
	display:grid;
	grid-template-columns:1fr;
}
.tqa-modern-post-card{
	display:grid;
	grid-template-columns:180px minmax(0,1fr);
	border:0;
	border-bottom:1px solid var(--tqa-modern-line);
	border-radius:0;
	box-shadow:none;
	background:#fff;
}
.tqa-modern-post-card:last-child{
	border-bottom:0;
}
.tqa-modern-post-thumb{
	display:block;
	aspect-ratio:16/10;
	background:#e8eef7;
	overflow:hidden;
}
.tqa-modern-post-thumb img{
	width:100%;
	height:100%;
	object-fit:cover;
	display:block;
}
.tqa-modern-post-card .tqa-card-body{
	padding:15px 17px;
}
.tqa-modern-post-card .tqa-card-title{
	font-size:1.12rem;
	line-height:1.25;
	margin:5px 0 8px;
	font-weight:720;
}
.tqa-modern-post-card .tqa-card-title a{
	color:var(--tqa-navy);
	text-decoration:none;
}
.tqa-modern-post-card .tqa-card-title a:hover{
	text-decoration:underline;
	text-underline-offset:3px;
}
.tqa-modern-post-card p{
	color:#4b5563;
	font-size:.93rem;
	line-height:1.6;
	margin:0 0 10px;
}
.tqa-modern-editor-list{
	list-style:none;
	margin:0;
	padding:0;
}
.tqa-modern-editor-list li{
	padding:13px 16px;
	border-bottom:1px solid var(--tqa-modern-line);
}
.tqa-modern-editor-list li:last-child{
	border-bottom:0;
}
.tqa-modern-editor-list a{
	display:block;
	color:var(--tqa-navy);
	text-decoration:none;
	font-weight:720;
	line-height:1.35;
}
.tqa-modern-editor-list small{
	display:block;
	margin-top:5px;
	color:var(--tqa-modern-muted);
}
.tqa-modern-right-rail{
	position:sticky;
	top:86px;
	display:flex;
	flex-direction:column;
	gap:16px;
}
.tqa-mag-tabs .is-active{
	background:var(--tqa-navy);
}
.tqa-mag-ranked li{
	grid-template-columns:38px minmax(0,1fr);
}
.tqa-mag-ranked span{
	color:var(--tqa-accent);
	font-size:1.05rem;
}
.tqa-mag-ranked a,
.tqa-mag-mini-list a{
	font-weight:720;
}
.tqa-entry-content{
	font-family:var(--tqa-font-body);
	font-size:1.02rem;
	line-height:1.78;
	max-width:760px;
}
.tqa-entry-content h2{
	font-family:var(--tqa-font-heading);
	font-size:clamp(1.45rem,2.2vw,1.9rem);
	line-height:1.18;
	letter-spacing:-.025em;
}
.tqa-entry-content h3{
	font-family:var(--tqa-font-heading);
	font-size:clamp(1.18rem,1.8vw,1.42rem);
	line-height:1.22;
}
.tqa-single-header h1{
	font-family:var(--tqa-font-heading);
	font-size:clamp(2rem,3.8vw,var(--tqa-article-h1-max));
	line-height:1.1;
	font-weight:760;
	letter-spacing:-.035em;
}
.tqa-featured-image img{
	object-fit:cover;
}
.tqa-cta-box,
.tqa-disclosure,
.tqa-toc,
.tqa-editorial-box,
.tqa-author-box{
	border-radius:18px;
	box-shadow:none;
	border-color:var(--tqa-modern-line);
}
.tqa-footer{
	background:var(--tqa-navy);
}

@media (max-width:1120px){
	.tqa-modern-hero,
	.tqa-modern-content-grid{
		grid-template-columns:1fr;
	}
	.tqa-modern-right-rail{
		position:static;
		display:grid;
		grid-template-columns:repeat(2,minmax(0,1fr));
	}
}
@media (max-width:760px){
	.tqa-mag-topbar-right,
	.tqa-mag-search,
	.tqa-mag-cta{
		display:none;
	}
	.tqa-mag-masthead{
		min-height:64px;
	}
	.tqa-site-title{
		font-size:1.35rem;
	}
	.tqa-tagline{
		display:none;
	}
	.tqa-modern-main{
		padding-top:16px;
	}
	.tqa-modern-feature-card{
		grid-template-columns:1fr;
		border-radius:18px;
	}
	.tqa-modern-feature-img{
		min-height:210px;
	}
	.tqa-modern-feature-content{
		padding:18px;
	}
	.tqa-modern-feature-content h1{
		font-size:1.58rem;
	}
	.tqa-modern-top-cards,
	.tqa-modern-right-rail{
		grid-template-columns:1fr;
	}
	.tqa-modern-post-card{
		grid-template-columns:112px minmax(0,1fr);
	}
	.tqa-modern-post-card .tqa-card-body{
		padding:12px;
	}
	.tqa-modern-post-card .tqa-card-title{
		font-size:.98rem;
	}
	.tqa-modern-post-card p{
		display:none;
	}
}


/* Image Fallback + Modern Font Force Fix - v1.5.2 */
:root{
	--tqa-font-body:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
	--tqa-font-heading:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
	--tqa-heading-weight:720;
}
body,
button,
input,
select,
textarea{
	font-family:var(--tqa-font-body)!important;
}
h1,h2,h3,h4,h5,h6,
.tqa-site-title,
.tqa-card-title,
.tqa-modern-feature-content h1,
.tqa-mag-feature-content h1,
.tqa-ij-lead-body h2,
.tqa-clean-lead-body h2,
.tqa-feature-story h2,
.tqa-single-header h1{
	font-family:var(--tqa-font-heading)!important;
	font-weight:720!important;
	letter-spacing:-.028em!important;
}
.tqa-modern-feature-content h1,
.tqa-mag-feature-content h1,
.tqa-ij-page-title h1,
.tqa-clean-page-title h1{
	font-size:clamp(1.9rem,3.2vw,42px)!important;
	line-height:1.08!important;
}
.tqa-single-header h1{
	font-size:clamp(2rem,3.6vw,40px)!important;
	line-height:1.1!important;
}
.tqa-banner:not(.has-image),
.tqa-banner.has-placeholder{
	display:none!important;
}
.tqa-is-placeholder-image{
	object-fit:contain!important;
	padding:32px!important;
	background:#eef4fb!important;
}
.tqa-modern-feature-img .tqa-is-placeholder-image,
.tqa-mag-feature-img .tqa-is-placeholder-image,
.tqa-ij-lead-image .tqa-is-placeholder-image,
.tqa-clean-lead-image .tqa-is-placeholder-image,
.tqa-feature-story-image .tqa-is-placeholder-image{
	padding:54px!important;
}